SSIP Schemes Comparison: Which Accreditation Is Right for Your Business?

If you’re looking to become SSIP accredited, one of the first questions you’ll ask is:

Which SSIP scheme should I choose?

With options including CHAS, Constructionline, SafeContractor, SMAS, CQMS, and PQS, it can be difficult to understand the differences.

The good news is that all SSIP member schemes assess contractors against the same core health and safety standards. The differences usually come down to cost, brand recognition, additional services, and market perception.

This guide compares the major SSIP schemes to help contractors choose the right accreditation for their business.

What is an SSIP Scheme?

SSIP stands for Safety Schemes in Procurement.

SSIP is an umbrella organisation that recognises contractor accreditation schemes that assess businesses against a common set of health and safety criteria.

The aim is to reduce duplication and make contractor pre-qualification simpler for both contractors and clients.

Once accredited through an SSIP member scheme, contractors can demonstrate compliance with recognised health and safety standards.

Why Compare SSIP Schemes?

Although the assessment criteria are largely identical, choosing the right scheme can affect:

• Client acceptance
• Tender opportunities
• Brand recognition
• Cost
• Additional membership benefits
• Supply chain visibility

For many contractors, selecting the right scheme helps maximise return on investment.

SSIP Schemes Comparison Table

*Prices may vary depending on company size and services selected.

Do All SSIP Schemes Assess the Same Standards?

Yes.

This is one of the biggest misconceptions about SSIP accreditation.

All SSIP member schemes assess broadly the same health and safety requirements including:

Health & Safety Policy

A current and signed policy explaining how health and safety is managed.

Risk Assessments

Evidence that workplace risks have been identified and controlled.

RAMS

Risk Assessments and Method Statements relevant to the work carried out.

Training Records

Evidence of employee competence including:

• CSCS cards
• First Aid
• IPAF
• PASMA
• Asbestos Awareness

Insurance

Current Employers’ Liability and Public Liability Insurance.

Accident Reporting

Systems for recording and managing incidents.

Competent Health & Safety Support

Access to suitable health and safety advice.

The assessment standards remain fundamentally the same regardless of which SSIP scheme you choose.

CHAS vs Other SSIP Schemes

CHAS is often considered the most recognised contractor accreditation scheme in the UK construction sector.

Advantages of CHAS

• Strong brand recognition
• Accepted by thousands of organisations
• Popular among public sector clients
• Multiple accreditation levels available
• Widely recognised across construction

Considerations

• Typically one of the more expensive options
• Documentation requirements remain similar to other schemes

For many contractors, CHAS is chosen because clients specifically request it.

Constructionline vs Other SSIP Schemes

Constructionline combines SSIP health and safety assessment with contractor verification and supplier visibility.

Advantages

• Access to buyer networks
• Increased exposure to procurement teams
• Additional verification services
• Enhanced supply chain opportunities

Considerations

• Higher cost than some alternatives
• May offer benefits beyond basic compliance

Businesses actively seeking tender opportunities often favour Constructionline.

SafeContractor vs Other SSIP Schemes

SafeContractor is particularly popular with larger organisations and facilities management providers.

Advantages

• Strong corporate recognition
• Accepted by major organisations
• Good reputation within supply chains

Considerations

• Similar assessment criteria to other schemes
• Higher fees than some SME-focused options

SMAS vs Other SSIP Schemes

SMAS is often chosen by SMEs looking for a straightforward accreditation process.

Advantages

• Competitive pricing
• Widely accepted
• Simple assessment structure

Considerations

• Less brand recognition than CHAS in some sectors

CQMS vs Other SSIP Schemes

CQMS offers accreditation alongside compliance support services.

Advantages

• Lower entry costs
• Additional compliance assistance
• Suitable for growing businesses

Considerations

• Less widely recognised than CHAS or Constructionline

PQS vs Other SSIP Schemes

PQS is often one of the most affordable routes into SSIP accreditation.

Advantages

• Cost-effective
• Suitable for micro-businesses
• Recognised by SSIP

Considerations

• Lower brand recognition in some markets

Which SSIP Scheme Is Best?

There is no single “best” scheme for every contractor.

The right choice depends on:

Your Clients

If clients specifically ask for CHAS, that may be the best option.

Budget

Smaller businesses may prefer SMAS, CQMS or PQS due to lower costs.

Growth Objectives

Businesses actively pursuing tenders may benefit from Constructionline.

Market Sector

Facilities management businesses may find SafeContractor particularly valuable.

Common Mistakes When Choosing an SSIP Scheme

Many contractors assume:

• More expensive schemes assess higher standards
• One scheme is significantly harder than another
• Accreditation automatically wins contracts

In reality:

• Core assessment criteria are largely identical
• Good documentation is more important than scheme selection
• Accreditation supports opportunities but does not replace competence

Frequently Asked Questions

What are SSIP schemes?

SSIP schemes are health and safety accreditation programmes recognised under Safety Schemes in Procurement (SSIP). They assess contractors against common health and safety standards to help simplify contractor pre-qualification and demonstrate compliance.

What is the difference between SSIP schemes?

 The core health and safety assessment criteria are largely the same across SSIP schemes. The main differences are cost, brand recognition, additional services, contractor visibility and market acceptance within specific sectors.

Which SSIP scheme is best for contractors?

The best SSIP scheme depends on your clients, budget and business objectives. CHAS is often chosen for strong brand recognition, Constructionline for procurement visibility, SafeContractor for corporate recognition, SMAS for simplicity and value, and CQMS or PQS for cost-effective compliance.

Are all SSIP schemes assessed against the same standards?

Yes. All SSIP member schemes assess contractors against the same core health and safety standards, including policies, risk assessments, RAMS, training records, insurance and competent health and safety support.

Is CHAS better than other SSIP schemes?

CHAS is one of the most recognised SSIP schemes in the UK and is widely requested by clients. However, the assessment standards are similar across all SSIP member schemes, so the best choice depends on client requirements and business goals.

What is the cheapest SSIP accreditation?

PQS and CQMS are often among the lowest-cost SSIP accreditation options for small businesses and subcontractors. Prices vary depending on company size and the services included.

What documents are required for SSIP accreditation?

Most SSIP schemes require a current health and safety policy, risk assessments, RAMS, training records, insurance certificates, accident reporting procedures and evidence of competent health and safety advice.

Can small contractors apply for SSIP accreditation?

Yes. Small contractors can apply for any SSIP scheme provided they can demonstrate suitable health and safety management arrangements and provide the required supporting documentation.

Does SSIP accreditation help win more contracts?

SSIP accreditation can help contractors pass pre-qualification checks, gain site access, improve credibility and satisfy client compliance requirements, making it easier to compete for larger contracts and framework opportunities.

Can I switch from one SSIP scheme to another?

Yes. Contractors can move between SSIP member schemes if they choose. Many businesses change schemes based on client requirements, cost considerations, membership benefits or business growth objectives.

What is the difference between CHAS and Constructionline?

CHAS focuses primarily on health and safety accreditation, while Constructionline combines health and safety assessment with contractor verification, supplier visibility and procurement opportunities through its contractor database.

Can Seguro help with any SSIP scheme?

Yes. Seguro Health & Safety supports contractors with CHAS, Constructionline, SafeContractor, SMAS, CQMS and PQS applications, including health and safety policies, RAMS, risk assessments, competent person support and accreditation renewals.

SSIP Accreditation Explained

SSIP accreditation is a recognised UK health and safety assessment scheme used by contractors to demonstrate compliance with procurement standards through one recognised assessment accepted across multiple schemes.

For many contractors, SSIP is now a requirement to:

• Win work
• Pass pre qualification
• Work for main contractors
• Meet public sector procurement standards
• Reduce repeated health & safety assessments

This guide explains how SSIP works, what it costs, the most common failure points, and how to choose the right scheme for your business.

What Is SSIP?

SSIP stands for Safety Schemes in Procurement.

It is a UK wide umbrella organisation that allows contractors to demonstrate health and safety compliance through an approved member scheme.

Instead of completing multiple separate health & safety assessments, SSIP allows one recognised assessment to be accepted across many organisations.

Typical SSIP schemes include:

• CHAS
• Constructionline
• SafeContractor
• SMAS
• PQS
• CQMS

How SSIP Accreditation Works

The SSIP process is designed to assess whether your business meets the core health and safety standards expected within UK construction and procurement.

The process normally includes:

1. Completing an application
2. Submitting supporting evidence
3. Assessment by the scheme
4. Approval or corrective actions
5. Certification

The assessment typically reviews:

• Health & safety policy
• RAMS
• Insurance
• Training records
• Accident procedures
• Competent person support
• Evidence of compliance systems

SSIP Schemes Comparison

All SSIP schemes follow the same core assessment criteria, but there are differences in:

• Brand recognition
• Procurement acceptance
• Cost
• Additional compliance checks
• Speed of assessment

Some schemes are more commonly requested by:

• Main contractors
• Local authorities
• Public sector frameworks
• Commercial clients

Popular schemes include:

• CHAS
• SafeContractor
• SMAS
• Constructionline
• CQMS
• PQS

SSIP Schemes Comparison

How to Get SSIP Accreditation

Most businesses follow the same general route:

Step 1 — Prepare Documents

You will usually need:

• Health & safety policy
• RAMS
• Insurance
• Training records
• Accident procedures
• Evidence of competence

Step 2 — Choose a Scheme

Choose the scheme most relevant to:

• Your clients
• Tender requirements
• Industry sector
• Budget

Step 3 — Submit Evidence

Documents are uploaded for assessment.

Step 4 — Address Corrections

Assessors may request updates or additional evidence.

Step 5 — Gain Approval

Once approved, your certification becomes visible within the SSIP network.

How to Get SSIP Accreditation

SSIP Costs

SSIP costs vary depending on:

• The scheme selected
• Company size
• Turnover
• Number of employees
• Level of accreditation

Typical costs include:

• Scheme fees
• Consultancy support
• Document preparation
• Training updates
• Additional compliance requirements

Many businesses underestimate the hidden costs caused by:

• Failed applications
• Poor RAMS
• Missing evidence
• Incorrect documentation

SSIP Costs

SSIP vs CHAS

CHAS is actually one of the most recognised SSIP member schemes.

The confusion often comes from contractors asking:

“Do I need SSIP or CHAS?”

The answer is:

• CHAS is an SSIP scheme
• SSIP is the umbrella organisation

CHAS may offer:

• Stronger market recognition
• Public sector credibility
• Additional compliance levels

Other schemes may offer:

• Lower entry costs
• Faster assessments
• Simpler requirements for small contractors

SSIP vs CHAS

What Is SSIP Deem to Satisfy?

SSIP “Deem to Satisfy” helps contractors avoid repeating multiple health and safety assessments.

If you already hold one approved SSIP certification, another SSIP member scheme may accept that assessment through the Deem to Satisfy process.

Benefits include:

• Reduced duplication
• Faster onboarding
• Less paperwork
• Easier procurement compliance

However:

• Additional scheme specific checks may still apply
• Higher level schemes may request further evidence

SSIP Deem to Satisfy

SSIP Requirements

Most SSIP schemes assess the same core areas.

Typical requirements include:

• Signed health & safety policy
• Suitable RAMS
• Employer’s liability insurance
• Public liability insurance
• Training records
• Accident procedures
• Competent health & safety advisor
• Evidence of worker communication
• Ongoing review systems

Higher level schemes may also require:

• Environmental policy
• Quality management systems
• Modern slavery policy
• Equality policy
• Financial checks

SSIP Requirements

Why SSIP Applications Fail

Many SSIP applications fail because documents are:

• Missing
• Generic
• Inconsistent
• Outdated
• Not specific to the contractor’s work activities

Common failure reasons include:

• Weak RAMS
• Incorrect insurance
• Missing training records
• No competent person
• Poor accident procedures
• Inconsistent company information

Assessors want evidence of real compliance, not simply paperwork templates.

Why SSIP Applications Fail

SSIP for Small Contractors

Small contractors often assume SSIP is only for larger businesses.

In reality, many SSIP schemes are designed specifically for:

• Sole traders
• Small subcontractors
• Businesses with under 5 employees
• Growing construction companies

SSIP can help small contractors:

• Win larger contracts
• Access supply chains
• Work for principal contractors
• Improve credibility
• Pass procurement checks faster

The key is choosing the right scheme and ensuring the documentation is proportionate to the business.

SSIP for Small Contractors

Done for You SSIP Support

Many contractors choose fully managed SSIP support to avoid delays, failed assessments, and unnecessary stress.

A done for you SSIP service typically includes:

• Document preparation
• RAMS support
• Policy creation
• Portal submission
• Assessor response handling
• Compliance guidance

This helps businesses:

• Save time
• Avoid rejection
• Improve approval speed
• Stay focused on running projects

At Seguro Health and Safety, we support UK contractors with:

• CHAS
• Constructionline
• SafeContractor
• SMAS
• PQS
• SSIP accreditation support

Done for You SSIP

Need Help With SSIP Accreditation?

If you need support with:

• SSIP applications
• CHAS
• Constructionline
• RAMS
• Health & safety documentation
• Compliance systems

Seguro Health and Safety can help you achieve accreditation with confidence.

Frequently Asked Questions

What is SSIP accreditation?

SSIP accreditation is a recognised UK health and safety assessment used in procurement. It allows contractors to demonstrate compliance through one approved assessment accepted across multiple SSIP member schemes such as CHAS, Constructionline, SafeContractor, SMAS, CQMS and PQS.

What does SSIP stand for?

SSIP stands for Safety Schemes in Procurement. It is an umbrella organisation for recognised health and safety prequalification schemes used by contractors and clients across the UK.

Which schemes are part of SSIP?

Common SSIP member schemes include CHAS, Constructionline, SafeContractor, SMAS, CQMS and PQS. Each scheme follows the SSIP core health and safety assessment criteria, although costs, recognition and additional checks may vary.

How do you get SSIP accreditation?

To get SSIP accreditation, you choose an approved scheme, prepare your health and safety documents, submit your evidence, respond to any assessor queries and gain approval once the assessment criteria are met.

What documents are needed for SSIP accreditation?

Typical SSIP requirements include a signed health and safety policy, suitable RAMS, insurance certificates, training records, accident procedures, evidence of competent health and safety support and proof that health and safety information is communicated to workers.

How much does SSIP accreditation cost?

SSIP costs vary depending on the scheme, company size, turnover, number of employees and level of accreditation required. Costs may include scheme fees, document preparation, consultancy support, training updates and additional compliance evidence.

Is CHAS the same as SSIP?

CHAS is not the same as SSIP. CHAS is an SSIP member scheme, while SSIP is the umbrella organisation. Holding CHAS accreditation can demonstrate SSIP compliance where the correct level of assessment has been completed.

What is SSIP Deem to Satisfy?

SSIP Deem to Satisfy allows one SSIP member scheme to recognise an existing valid SSIP assessment from another approved scheme. This can reduce duplication, save time and avoid repeating the same health and safety assessment.

Why do SSIP applications fail?

SSIP applications often fail because documents are missing, outdated, generic, inconsistent or not specific to the contractor’s work. Common problems include weak RAMS, incorrect insurance, missing training records, no competent person and poor accident procedures.

Is SSIP suitable for small contractors?

Yes. SSIP accreditation is suitable for small contractors, sole traders and subcontractors. It can help smaller businesses prove health and safety compliance, access supply chains, work for principal contractors and improve their chances of winning work.

Can someone complete my SSIP application for me?

Yes. A done for you SSIP support service can help prepare documents, create or review RAMS, complete the application, upload evidence, respond to assessor queries and support the business through to approval.

How to Get CHAS Accreditation: Complete Guide (2026)

What is CHAS?

CHAS (The Contractors Health and Safety Assessment Scheme) is a UK accreditation that proves your business meets recognised health and safety standards. It is widely used in construction, facilities management, and public-sector procurement.

CHAS accreditation helps you:

• Win more tenders
• Demonstrate compliance with health and safety law
• Reduce contractor onboarding checks
• Build credibility with clients
• Align with CDM 2015 competency requirements

Quick Answer: How to Get CHAS Accreditation

To get CHAS, you must:

1. Choose your CHAS level (CHAS Basic, CHAS Advanced, or CHAS Elite).
2. Register your business on the CHAS portal.
3. Upload evidence of your health and safety management systems.
4. Provide policies, training records, insurance, RAMS, and competence documentation.
5. Wait for CHAS assessors to review your application.
6. Respond to any improvement requests.
7. Receive your certificate and listing once approved.
8. If you’re unsure what CHAS actually involves, start with our guide on what CHAS accreditation is.

CHAS Accreditation Levels (2026)

1. CHAS Basic (Core H&S)

Covers:

• Health & safety policy
• Risk assessments & method statements
• Training & competence
• Accident reporting
• First aid
• Basic legal compliance

Suitable for small contractors or sole traders.

2. CHAS Advanced (PAS 91 Compliant)

Includes everything in Basic PLUS:

• Environmental management
• Quality management
• Equal opportunities
• Anti-bribery & corruption
• Financial standing

Often required in public-sector tenders.

3. CHAS Elite (SSIP + Common Assessment Standard)

Highest level covers:

• Health & safety
• Quality
• Environmental
• Financial
• Sustainability
• GDPR/data protection
• Modern slavery & corporate responsibility

Often required for major contractors, councils, housing associations.

Step-by-Step: How to Get CHAS Accreditation

Step 1 – Choose Your CHAS Level

The level you need depends on the clients you want to work with.

Construction companies usually require:

• Basic for subcontractors
• Advanced or Elite for principal contractors or tender-heavy work

Step 2 – Register on the CHAS Portal

Go to the CHAS portal and create an account.
You’ll enter:

• Company name
• Address
• SIC code
• Number of employees
• Sector (construction, electrical, plumbing, etc.)

Step 3 – Gather Your Evidence

This is the most important part. Check out the CHAS criteria you will need.

Required Documents for CHAS Basic

You must upload:

• Health & Safety Policy (signed & dated)
• Risk Assessments
• Method Statements
• COSHH assessments (if relevant)
• Accident/incident reporting process
• Training certificates (CSCS, asbestos awareness, manual handling, etc.)
• Proof of competence for workers
• Subcontractor management process
• Insurance documents (EL/PL)

Additional Documents for CHAS Advanced

• Environmental Policy
• Waste management
• Equality & Diversity Policy
• Quality Policy
• Anti-bribery Policy

Additional Documents for CHAS Elite

• GDPR processes
• Modern slavery statement
• Corporate social responsibility policy
• Supply chain compliance processes

Step 4 – Upload Everything to the Portal

CHAS guides you section by section.
You will tick off each compliance requirement as you upload evidence.

Step 5 – Assessment Begins

A CHAS assessor reviews your documents for compliance with:

• HSE requirements
• CDM 2015 duties
• SSIP standards
• PAS 91 (Advanced)
• CAS standard (Elite)

Typical review time: 3/10 days

Step 6 – Respond to Any Actions

If something is missing or incorrect, CHAS will send an “Action Request.”

Most common reasons for rejection:

❌ Out-of-date H&S policy
❌ Missing risk assessments
❌ Insurance expired
❌ No evidence of training
❌ No subcontractor management system

Once you fix the issues, resubmit.

Step 7 – Receive Your CHAS Certificate

Once approved, you get:

• Certificate (PDF)
• Digital logo for your website
• Listing on the CHAS contractor search

CHAS is valid for 12 months.

How much does CHAS cost?

Before applying, it’s worth understanding the costs of applying for CHAS accreditation so you can budget properly.

CHAS assessment criteria

You’ll also need to meet the CHAS assessment criteria, which we break down in detail here.

How to pass the first time and avoid delays

If your application is delayed, these are the most common reasons CHAS applications fail and how to avoid them.

CHAS Support

Need help getting approved? Our CHAS support service handles the full process for you.

Related CHAS Guides

• If you’re unsure what CHAS actually involves, start with our guide on what CHAS accreditation is.
• Before applying, it’s worth understanding the costs of applying for CHAS accreditation so you can budget properly.
• You’ll also need to meet the CHAS assessment criteria, which we break down in detail here.
• If your application is delayed, these are the most common reasons CHAS applications fail and how to avoid them.
• Need help getting approved? Our CHAS support service handles the full process for you.

SSIP requirements – The SSIP core criteria to pass the accreditation process

If you want to win more construction work, gain site approval, or pass contractor pre-qualification checks, you may be asked to provide SSIP accreditation.

But before applying, it is important to understand the key SSIP requirements and SSIP core criteria.

SSIP schemes such as CHAS, Constructionline, SafeContractor, SMAS, CQMS, and PQS all assess contractors against core health and safety standards. Although each scheme has its own branding and process, the main requirements are very similar.

This guide explains what documents and evidence contractors usually need to pass an SSIP assessment.

What Does SSIP Mean?

SSIP stands for Safety Schemes in Procurement.

It is a recognised framework designed to simplify contractor health and safety assessments during procurement. Instead of completing different health and safety questionnaires for every client, contractors can use an SSIP member scheme to demonstrate compliance.

Common SSIP schemes include:

• CHAS
• Constructionline
• SafeContractor
• SMAS
• CQMS
• PQS

What Are The SSIP Requirements?

The SSIP core criteria include the health and safety documents, policies, records, and evidence needed to demonstrate that your business manages risk effectively.

Most SSIP schemes will assess whether your business has suitable arrangements for:

• Health and safety management
• Risk assessment
• Training and competence
• Insurance
• Accident reporting
• Communication with workers
• Competent health and safety advice

The goal is to prove that your company can work safely and meet client expectations.

1. Health & Safety Policy

A current Health & Safety Policy is one of the most important SSIP requirements.

Your policy should show:

• Who is responsible for health and safety
• How risks are managed
• What arrangements are in place
• How workers are informed and supervised
• When the policy was reviewed

For businesses with five or more employees, the policy should be written, signed, and dated.

Even if you have fewer than five employees, many clients and SSIP schemes still expect a written policy as evidence of good management.

2. Risk Assessments

Risk assessments are a core requirement for SSIP accreditation.

They show that your business has identified hazards and introduced controls to reduce risk.

Typical construction risk assessments may cover:

• Working at height
• Manual handling
• Electrical work
• Use of tools and equipment
• Slips, trips, and falls
• Excavations
• Dust and fumes
• Vehicle movements

Risk assessments should be relevant to the work your business actually carries out.

Generic documents may lead to assessor questions or delays.

3. RAMS

RAMS stands for Risk Assessments and Method Statements.

For contractors, RAMS are usually essential.

They explain:

• What work will be carried out
• What hazards are present
• What controls will be used
• What equipment is required
• Who is responsible
• How the work will be completed safely

SSIP assessors and principal contractors often reject RAMS that look copied, outdated, or unrelated to the work being assessed.

Good RAMS should be task-specific and easy to follow.

4. Training and Competence Records

SSIP schemes usually require evidence that workers are competent for their roles.

This may include:

• CSCS cards
• First aid training
• Asbestos awareness
• Working at height training
• Manual handling training
• IPAF
• PASMA
• Plant and equipment training
• Toolbox talks

A simple training matrix can help show:

• Who has completed training
• When training expires
• What refresher training is needed

Missing or expired training records are a common cause of SSIP delays.

5. Insurance Documents

Most SSIP applications require current insurance evidence.

This usually includes:

• Employers’ Liability Insurance
• Public Liability Insurance
• Professional Indemnity Insurance, where applicable

Check that your insurance documents:

• Are in date
• Match your company name
• Reflect your business activities
• Provide suitable cover levels

Expired insurance is one of the easiest issues for assessors to identify.

6. Accident Reporting Procedure

SSIP schemes normally expect contractors to have a clear accident and incident reporting process.

This should explain:

• How accidents are recorded
• Who is responsible for reporting
• When RIDDOR applies
• How incidents are investigated
• How lessons are communicated

Even if your business has had no accidents, you should still have a procedure in place.

7. COSHH Assessments

COSHH assessments may be required if your business uses or creates hazardous substances.

This can include:

• Paints
• Solvents
• Adhesives
• Cleaning chemicals
• Dusts
• Silica
• Fumes

COSHH assessments should identify the substance, risks, exposure routes, control measures, PPE, storage, and emergency arrangements.

8. Competent Health & Safety Support

SSIP schemes often ask how your business receives competent health and safety advice.

This may be provided by:

• An internal competent person
• An external safety advisor
• A health and safety consultant
• A retained competent person service

Evidence may include:

• Consultant CV
• Qualifications such as NEBOSH or IOSH
• Service agreement
• Certificate of support

This helps demonstrate that your business has access to suitable health and safety knowledge.

9. Worker Communication and Supervision

Assessors may also look for evidence that health and safety information is communicated to workers.

This may include:

• Toolbox talk records
• Site induction records
• Safety briefings
• RAMS sign-off sheets
• Supervision arrangements

It is not enough to have documents. You should be able to show that workers understand them.

10. Environmental, Quality and Additional Requirements

Depending on the scheme or accreditation level, you may also be asked for:

• Environmental policy
• Quality policy
• Equal opportunities policy
• Modern slavery policy
• Anti-bribery policy
• Financial information
• Sustainability evidence

These are more common at higher accreditation levels, such as CHAS Advanced or Elite, Constructionline Gold, or Common Assessment Standard routes.

Common Reasons SSIP Applications Fail

Many SSIP applications fail or become delayed because of avoidable issues such as:

• Missing documents
• Unsigned or outdated policies
• Generic RAMS
• Expired insurance
• Training records not provided
• No competent person evidence
• Incorrect company details
• COSHH missing where substances are used
• Documents not matching business activities

Most problems can be resolved before submission with a proper compliance review to check the SSIP core criteria.

Frequently Asked Questions

What are the requirements for SSIP accreditation?

SSIP accreditation requirements usually include a current health and safety policy, risk assessments, RAMS, insurance certificates, training records, accident reporting procedures, COSHH assessments where applicable and evidence of competent health and safety support.

What documents are needed for SSIP?

The documents needed for SSIP usually include a health and safety policy, risk assessments, RAMS, training evidence, insurance documents, accident reporting procedure, COSHH assessments where relevant and competent person or safety advisor evidence.

Does SSIP require a health and safety policy?

Yes. Most SSIP schemes require a current health and safety policy. For businesses with five or more employees, the policy should be written, signed and dated. Smaller businesses may not legally need a written policy, but SSIP schemes and clients often still expect one.

Do I need RAMS for SSIP accreditation?

Contractors usually need RAMS for SSIP accreditation because they show how work activities are assessed and controlled. RAMS should be relevant to the contractor’s actual work and should not be generic templates copied from unrelated projects.

What insurance is required for SSIP?

SSIP schemes commonly request current insurance evidence, including Employers’ Liability Insurance and Public Liability Insurance. Professional Indemnity Insurance may also be required where relevant to the services provided.

Does SSIP require a competent person?

Yes. SSIP schemes usually ask how your business receives competent health and safety advice. This may be through an internal competent person, an external safety advisor or a retained health and safety consultant.

What training records are required for SSIP?

SSIP training evidence may include CSCS cards, first aid training, asbestos awareness, working at height training, manual handling, IPAF, PASMA, plant training, toolbox talks and other task-specific competence records.

Why do SSIP applications fail?

SSIP applications often fail or become delayed because of missing documents, unsigned or outdated policies, expired insurance, generic RAMS, incomplete training records, missing COSHH assessments, no competent person evidence or inconsistent company details.

Are SSIP requirements the same for CHAS, SMAS and SafeContractor?

Yes. CHAS, SMAS, SafeContractor, Constructionline, CQMS and PQS are all SSIP member schemes and assess contractors against broadly the same core health and safety requirements.

Can Seguro help contractors meet SSIP requirements?

Yes. Seguro Health & Safety helps contractors meet SSIP requirements by preparing and reviewing health and safety policies, risk assessments, RAMS, COSHH assessments, training evidence, competent person support and applications for schemes such as CHAS, Constructionline, SafeContractor, SMAS, CQMS and PQS.

Do You Need to Be a CHAS Accredited Contractor?

If you’re self-employed or running a small construction business, a common question is:

“Do I actually need CHAS accreditation to work?”

The honest answer is: it depends on the type of work you do and who you work for.

Quick Answer

• Domestic work only? → No, not strictly required
• Working for contractors, councils, or commercial clients? → Yes, almost always required
• Want to win more contracts? → CHAS or SSIP is essential
• If you’re not accredited yet, start with our CHAS accreditation step-by-step guide.

Domestic Market

If you only work directly for homeowners:

• You are not legally required to have CHAS accreditation
• Most domestic clients won’t ask for it

However, don’t mistake this for no responsibility.

Under UK health and safety law, you still have a duty of care to:

• Yourself
• Anyone working with you
• Members of the public

If something goes wrong (accident, injury, unsafe work), you are still liable, with or without CHAS.

Bottom line: You can operate without CHAS in domestic work, but you still need proper safety systems in place.

Construction & Commercial Market

If you want to work in the wider construction industry:

CHAS (or equivalent) becomes essential.

Main contractors, developers, housing providers, and local authorities will almost always require:

• Proof of health & safety compliance
• A recognised accreditation standard
• Evidence before allowing you on-site

The most widely recognised scheme is:

• CHAS

But it’s part of a wider system called:

• Safety Schemes in Procurement

All SSIP schemes assess the same core criteria, including:

• Constructionline
• SMAS Worksafe
• SafeContractor

This means:

You don’t have to choose CHAS, but you must have an SSIP accreditation to compete.

Does Business Size Matter?

Yes, especially when it comes to compliance requirements.

Sole traders & businesses under 5 employees

• You still need health & safety systems
• You can get CHAS / SSIP accreditation
• You don’t legally need a full-time safety advisor

Businesses with 5+ employees (including subcontractors)

• You must have access to a competent health & safety advisor
• This is a legal requirement under:
  • Management of Health and Safety at Work Regulations 1999

Most small contractors meet this by using a retained (outsourced) competent person service

What Does CHAS Actually Assess?

CHAS (and all SSIP schemes) measure your business against core health & safety standards.

These include:

• Health & Safety Policy
• Access to Competent Advice
• Training and Competence
• Risk Assessments & Method Statements (RAMS)
• Monitoring, Audit & Review
• Workforce Engagement
• Accident Reporting & History
• Subcontractor Management
• Cooperation & Communication
• Welfare Provision
• Hazard Identification & Control

In simple terms, CHAS proves your business can work safely and professionally on construction projects.

Why Most Contractors Choose CHAS Anyway

Even if it’s not mandatory for your current work, many contractors get accredited because it:

• Opens doors to higher-value contracts
• Helps you pass pre-qualification questionnaires (PQQs)
• Builds trust with clients instantly
• Reduces repeated compliance checks

Final Verdict

• Domestic-only work? CHAS is optional, but safety compliance is not
• Construction or commercial work? CHAS or SSIP is effectively required
• Want to grow your business? Accreditation becomes a competitive advantage
• To stay compliant, it’s important to understand CHAS renewal requirements each year.

Simple Rule to Remember

No CHAS = limited opportunities
CHAS (or SSIP) = access to the real construction market

Need help maintaining your status? Our CHAS support service is here to help.

Frequently asked questions

Do I need to be a CHAS accredited contractor?

You do not normally need CHAS accreditation if you only work directly for domestic homeowners. However, if you want to work for main contractors, commercial clients, housing providers, developers or local authorities, CHAS or another SSIP accreditation is often required before you can start work.

Is CHAS a legal requirement?

CHAS accreditation itself is not a legal requirement. However, UK contractors still have legal duties to manage health and safety. CHAS helps demonstrate that your business has suitable health and safety arrangements in place.

Do domestic contractors need CHAS accreditation?

Domestic contractors are rarely asked by private homeowners for CHAS accreditation. However, they still have a duty of care to protect themselves, workers, subcontractors and members of the public from harm.

Do small contractors need CHAS accreditation?

Small contractors often need CHAS accreditation to work in the commercial construction market. Main contractors, local authorities and larger clients commonly require CHAS or another SSIP certificate before allowing subcontractors onto the site.

Can I use another SSIP scheme instead of CHAS?

Yes. CHAS is one SSIP accreditation provider, but other schemes, such as Constructionline, SafeContractor, SMAS, CQMS, and PQS, can also assess contractors against the same SSIP core criteria. The right choice depends on what your client or tender requires.

Do I need a competent health and safety advisor for CHAS?

If you employ five or more people, including subcontractors or self-employed workers under your control, you must have access to competent health and safety advice. Many small contractors meet this requirement by using an outsourced competent person service.

What does CHAS check?

CHAS checks whether your business has suitable health and safety arrangements. This includes your health and safety policy, competent advice, training records, risk assessments, method statements, accident reporting, workforce involvement, subcontractor management and welfare arrangements. Review the CHAS assessment criteria.

Why do main contractors ask for CHAS?

Main contractors use CHAS because they must control health and safety risks across their supply chains. CHAS gives them evidence that a subcontractor has been assessed against recognised SSIP health and safety standards.

Related CHAS Guides

• If you’re not accredited yet, start with our CHAS accreditation step-by-step guide.
• To stay compliant, it’s important to understand CHAS renewal requirements each year.
• Need help maintaining your status? Our CHAS support service is here to help.

Done For You SSIP Accreditation – The Fastest Way to Get Compliant and Get New Opportunities

If you’re a contractor looking to secure more work, pass pre qualification checks, and satisfy client health and safety requirements, SSIP accreditation is often essential.

The challenge is that many contractors simply don’t have the time to prepare policies, create RAMS, gather training records, review insurance documents, and complete lengthy application forms.

That’s where a Done For You SSIP Accreditation Service can help.

Instead of spending days or weeks trying to understand the requirements, a specialist consultant manages the process on your behalf, helping you achieve accreditation quickly and with minimal disruption to your business.

What Is a Done For You SSIP Service?

A Done For You SSIP service is a fully managed accreditation solution where an experienced health and safety consultant prepares, reviews, and submits the documents required for accreditation.

Rather than providing generic templates, the service is tailored to your business activities and the specific SSIP scheme you are applying for.

This allows contractors to focus on running projects while compliance professionals handle the paperwork.

What Does SSIP Mean?

SSIP stands for Safety Schemes in Procurement.

It is a recognised framework used throughout the UK construction industry to assess contractor health and safety competence.

SSIP member schemes include:

• CHAS
• SafeContractor
• SMAS
• Constructionline
• CQMS
• PQS

All schemes assess contractors against similar core health and safety standards.

Why Contractors Choose a Done For You SSIP Service

Many contractors start an application only to discover they are missing important documentation.

Common issues include:

• No Health & Safety Policy
• Missing RAMS
• Outdated Risk Assessments
• Expired Insurance
• Missing Training Records
• No Competent Person Evidence
• Missing COSHH Assessments
• Unclear Accident Reporting Procedures

A Done For You service helps identify and resolve these issues before submission.

What Is Included in a Done For You SSIP Package?

The exact service varies depending on your business and accreditation scheme, but typically includes:

Health & Safety Policy Preparation

Creation or review of a compliant Health & Safety Policy tailored to your business.

Risk Assessments

Preparation of suitable risk assessments relevant to your activities.

RAMS Development

Task-specific Risk Assessments and Method Statements that demonstrate safe systems of work.

Training Review

Assessment of workforce competence and identification of missing training evidence.

Insurance Review

Checking that insurance documents are current and suitable for accreditation.

Competent Person Support

Provision of competent health and safety advice and supporting evidence where required.

Application Submission

Completion and submission of accreditation forms and supporting documentation.

Assessor Queries

Management of any questions or requests from the accreditation assessor.

Which SSIP Schemes Can Be Managed?

A professional Done For You service can support applications for:

CHAS Accreditation

One of the UK’s most recognised contractor accreditation schemes.

Constructionline

Popular with contractors seeking procurement opportunities and supply chain visibility.

SafeContractor

Widely recognised across construction, facilities management and engineering sectors.

SMAS

A straightforward and cost-effective SSIP accreditation option.

CQMS

Often chosen by smaller contractors seeking compliance support.

PQS

A popular entry-level accreditation route for smaller businesses.

Benefits of a Done For You SSIP Application

Save Time

Avoid spending hours understanding assessment requirements and completing forms.

Reduce Stress

Let experienced consultants handle the compliance process.

Improve Approval Rates

Applications are reviewed before submission to minimise errors and omissions.

Faster Accreditation

Having documentation prepared correctly from the start can significantly reduce delays.

Professional Documentation

Receive high-quality policies, RAMS and supporting documents that can be used beyond the accreditation process.

Ongoing Support

Many providers offer continued health and safety assistance after accreditation is achieved.

Who Needs SSIP Accreditation?

SSIP accreditation is commonly required by:

• Construction contractors
• Subcontractors
• Civil engineering companies
• Facilities management businesses
• Electrical contractors
• Mechanical contractors
• Roofing contractors
• Groundworks contractors
• Property maintenance companies
• Specialist trades

Many principal contractors and public sector clients require accredited suppliers before work can commence.

Our Done For You Process

Step 1 – Initial Review

We review your business activities and existing documentation.

Step 2 – Gap Analysis

We identify missing documents and compliance requirements.

Step 3 – Document Preparation

We prepare or update policies, RAMS, risk assessments and supporting evidence.

Step 4 – Application Submission

We complete and submit the accreditation application.

Common Reasons SSIP Applications Fail

Most applications fail because documentation does not properly demonstrate compliance.

Typical issues include:

• Missing policies
• Generic RAMS
• Expired insurance
• Missing training certificates
• Lack of competent person evidence
• Incomplete submissions
• Poor document control
• Missing signatures or review dates

A Done For You service helps eliminate these common mistakes.

How Long Does SSIP Accreditation Take?

The timescale depends on:

• The accreditation scheme
• Document readiness
• Business complexity
• Assessor response times

Businesses with existing documentation can often progress quickly.

Where documentation needs creating from scratch, a consultant can normally accelerate the process significantly compared to a self-managed application.

Is a Done For You SSIP Service Worth It?

For many contractors, the answer is yes.

The cost of professional support is often small compared with:

• Lost tender opportunities
• Delayed project starts
• Failed applications
• Time spent preparing documentation internally

Many contractors find that expert support saves time, improves confidence and delivers a smoother accreditation experience.

Why Choose Seguro for Done For You SSIP Accreditation?

Seguro Health & Safety provides fully managed SSIP accreditation support for contractors across the UK.

Services include:

• CHAS Applications
• Constructionline Accreditation
• SafeContractor Applications
• SMAS Accreditation
• CQMS Applications
• PQS Accreditation
• Health & Safety Policies
• RAMS
• Risk Assessments
• COSHH Assessments
• Competent Person Support
• Accreditation Renewals

With extensive experience supporting construction businesses, Seguro helps contractors achieve compliance quickly and efficiently.

Conclusion

A Done For You SSIP service removes the complexity from contractor accreditation.

Instead of struggling with policies, RAMS, training records and application forms, you can rely on experienced professionals to manage the process for you.

Whether you’re applying for CHAS, SafeContractor, SMAS, Constructionline, CQMS or PQS, professional support can help you achieve accreditation faster, avoid costly mistakes and focus on what matters most—running your business and winning more work.

Frequently Asked Questions

What is a Done For You SSIP service?

A Done For You SSIP service is a fully managed accreditation service where a health and safety consultant prepares, reviews and supports the documents and application needed for SSIP accreditation.

Who needs Done For You SSIP accreditation support?

Done For You SSIP support is useful for contractors, subcontractors, construction companies and small businesses that need SSIP accreditation but do not have the time, confidence or internal expertise to manage the application themselves.

What documents are needed for a Done For You SSIP application?

Typical documents include a health and safety policy, risk assessments, RAMS, insurance certificates, training records, accident reporting procedures, COSHH assessments where applicable and evidence of competent health and safety support.

Which SSIP schemes can be managed for contractors?

A Done For You SSIP service can support applications for schemes such as CHAS, SafeContractor, SMAS, Constructionline, CQMS and PQS.

Can a consultant submit my SSIP application for me?

Yes. A consultant can help prepare your evidence, complete the application, upload supporting documents and respond to assessor queries on your behalf, depending on the service agreed.

How long does Done For You SSIP accreditation take?

Timescales depend on the scheme, document readiness, business complexity and assessor response times. Applications can often progress faster when the required documents are prepared correctly before submission.

Why do SSIP applications fail?

SSIP applications often fail or become delayed because of missing policies, generic RAMS, expired insurance, missing training evidence, lack of competent person support, incomplete submissions or poor document control.

Is a Done For You SSIP service worth it?

For many contractors, a Done For You SSIP service is worth it because it can save time, reduce stress, improve document quality, minimise assessor queries and help avoid delays that may affect site access or tender opportunities.

Can Done For You SSIP support help me win more work?

SSIP accreditation can help contractors meet client requirements, pass pre-qualification checks, gain site access and improve credibility, which may support access to more tender and contract opportunities.

Can Seguro manage my SSIP accreditation application?

Yes. Seguro Health & Safety supports contractors with Done For You SSIP accreditation, including CHAS, Constructionline, SafeContractor, SMAS, CQMS and PQS applications, as well as policies, RAMS, risk assessments, COSHH assessments, competent person support and renewals.

SSIP vs CHAS: What’s the Difference and Which Should You Choose?

If you’re researching contractor accreditations, you’ve probably come across both SSIP and CHAS. One of the most common questions contractors ask is:

“What is the difference between SSIP and CHAS?”

The short answer is that CHAS is an SSIP member scheme. In other words, CHAS sits under the SSIP umbrella and assesses contractors against the SSIP core health and safety criteria.

Understanding how they relate can help you choose the right accreditation for your business and avoid unnecessary costs or confusion.

What Is SSIP?

SSIP stands for Safety Schemes in Procurement.

It is an umbrella organisation that promotes a common standard for health and safety assessment across contractor accreditation schemes.

The purpose of SSIP is to:

• Reduce duplication in contractor pre-qualification
• Simplify health and safety assessments
• Improve consistency across procurement processes
• Help contractors demonstrate compliance

Rather than being an accreditation itself, SSIP recognises member schemes that assess contractors against common health and safety standards.

What Is CHAS?

CHAS stands for The Contractors Health and Safety Assessment Scheme.

CHAS is one of the UK’s most recognised contractor accreditation providers and is an approved SSIP member scheme.

A CHAS assessment reviews a contractor’s health and safety management arrangements, including:

• Health & Safety Policy
• Risk Assessments
• RAMS
• Training Records
• Insurance
• Accident Reporting Procedures
• Competent Health & Safety Support

Successfully passing the assessment results in CHAS accreditation.

SSIP vs CHAS Explained Simply

The easiest way to understand the relationship is:

SSIP = The Standard

SSIP sets the framework and core assessment requirements.

CHAS = One of the Accredited Schemes

CHAS is a provider that assesses contractors against those standards.

Think of SSIP as the rulebook and CHAS as one of the organisations that applies those rules.

Is CHAS an SSIP Accreditation?

Yes.

CHAS is an SSIP member scheme and its accreditation is recognised under the SSIP framework.

This means a CHAS accredited contractor has demonstrated compliance with the SSIP core criteria.

SSIP vs CHAS Comparison Table

Do CHAS and Other SSIP Schemes Assess the Same Standards?

Yes.

All SSIP member schemes assess broadly the same core health and safety requirements.

Typical assessment areas include:

Health & Safety Policy

A signed and current policy document.

Risk Assessments

Evidence of hazard identification and control measures.

RAMS

Suitable Risk Assessments and Method Statements.

Training Records

Evidence of workforce competence.

Insurance

Current Employers’ Liability and Public Liability Insurance.

Accident Procedures

Systems for recording and managing incidents.

Competent Person Support

Access to competent health and safety advice.

Because the standards are largely identical, many contractors are surprised to learn that different SSIP schemes assess very similar information.

Why Do Some Contractors Choose CHAS?

CHAS is often selected because of its strong market recognition.

Benefits include:

Strong Client Recognition

Many principal contractors, local authorities and organisations recognise CHAS.

Widely Accepted

CHAS is accepted throughout construction, facilities management and engineering sectors.

Multiple Accreditation Levels

Businesses can access additional compliance modules and enhanced accreditation options.

Trusted Brand

CHAS has been operating for many years and has developed a strong reputation within the industry.

Why Might a Contractor Choose Another SSIP Scheme?

Some contractors select alternative SSIP schemes for reasons such as:

Lower Cost

Schemes such as SMAS, CQMS or PQS may offer lower entry fees.

Specific Client Requirements

Some clients request a particular accreditation scheme.

Additional Benefits

Constructionline, for example, offers contractor visibility and procurement opportunities alongside health and safety assessment.

Simplicity

Some smaller businesses prefer schemes with straightforward application processes.

Which Is Better: SSIP or CHAS?

Technically, this isn’t a direct comparison because CHAS is part of SSIP.

A better question is:

“Should I choose CHAS or another SSIP member scheme?”

The answer depends on:

• Your clients
• Your budget
• Industry expectations
• Business objectives
• Tender requirements

If clients specifically request CHAS, that is usually the most sensible choice.

If cost is the main consideration, another SSIP member scheme may provide the same health and safety assessment at a lower price.

Does CHAS Help Win More Work?

CHAS accreditation can help contractors:

• Pass pre-qualification questionnaires
• Gain site access approval
• Demonstrate compliance
• Improve credibility
• Meet supply chain requirements
• Qualify for tender opportunities

However, accreditation alone does not guarantee contracts. It is one part of a wider compliance and competency strategy.

Common Misconceptions About SSIP and CHAS

“CHAS Has Higher Standards”

Not necessarily.

CHAS assesses against the same core SSIP criteria used by other member schemes.

“Only CHAS Is Accepted”

Many clients accept any recognised SSIP member accreditation.

“The Most Expensive Scheme Is Best”

Cost and assessment quality are not necessarily linked.

The best accreditation is often the one recognised by your target clients.

How to Pass a CHAS or SSIP Assessment

Regardless of scheme, contractors should ensure they have:

• A current Health & Safety Policy
• Suitable Risk Assessments
• Relevant RAMS
• Up-to-date Insurance
• Training Records
• Accident Procedures
• Competent Health & Safety Support

Well-organised documentation significantly improves approval success.

How Seguro Can Help

Seguro Health & Safety helps contractors prepare for:

• CHAS Accreditation
• Constructionline Accreditation
• SafeContractor Applications
• SMAS Accreditation
• CQMS Applications
• PQS Accreditation
• SSIP Renewals

Support includes:

• Health & Safety Policies
• RAMS
• Risk Assessments
• Competent Person Services
• Training Reviews
• Compliance Audits

Conclusion

SSIP and CHAS are closely linked, but they are not the same thing.

SSIP is the framework that sets the assessment criteria, while CHAS is one of the accreditation schemes that assesses contractors against those standards.

For many businesses, CHAS is chosen because of its strong recognition and market reputation. However, other SSIP member schemes assess broadly the same health and safety standards and may offer advantages in terms of cost or additional services.

The most important factor is choosing the accreditation that aligns with your clients’ requirements and ensuring your health and safety documentation demonstrates full compliance

Frequently Asked Questions

Is CHAS the same as SSIP?

No. SSIP is the umbrella framework for Safety Schemes in Procurement, while CHAS is one of the accreditation schemes recognised under SSIP. CHAS assesses contractors against SSIP core health and safety criteria.

What is the difference between SSIP and CHAS?

SSIP sets the common health and safety assessment standards used by recognised member schemes. CHAS is an SSIP member scheme that carries out contractor assessments and awards CHAS accreditation.

Is CHAS an SSIP scheme?

Yes. CHAS is an approved SSIP member scheme. Contractors who pass CHAS can demonstrate that they have met the SSIP core health and safety assessment requirements

Which is better, SSIP or CHAS?

This is not a direct comparison because SSIP is the framework and CHAS is one of the schemes within that framework. A better question is whether CHAS or another SSIP member scheme is right for your business, which depends on client requirements, budget and tender goals.

Do I need CHAS if I already have SSIP?

If you already hold accreditation from another recognised SSIP member scheme, some clients may accept it. However, if a client specifically asks for CHAS, you may still need CHAS accreditation to meet their requirements.

Are all SSIP schemes assessed against the same standards?

Yes. SSIP member schemes assess contractors against the same core health and safety standards, including policies, risk assessments, RAMS, insurance, training records, accident procedures and competent health and safety support.

Does CHAS meet SSIP requirements?

Yes. CHAS is recognised by SSIP and assesses contractors against SSIP core criteria. Passing CHAS demonstrates that your business meets recognised health and safety assessment standards.

Why do contractors choose CHAS?

Many contractors choose CHAS because it has strong brand recognition, is widely requested by clients and principal contractors, and is commonly used across construction, facilities management and public sector supply chains.

Can I choose another SSIP scheme instead of CHAS?

Yes. Contractors can choose other SSIP member schemes such as SMAS, SafeContractor, Constructionline, CQMS or PQS. The right scheme depends on client requirements, cost, recognition and business objectives.

Can Seguro help with CHAS and SSIP accreditation?

Yes. Seguro Health & Safety can help contractors prepare for CHAS and other SSIP accreditations by supporting health and safety policies, RAMS, risk assessments, training reviews, competent person evidence, applications and renewals.

SSIP for Small Contractors: A Complete Guide to Getting Accredited and Sourcing New Opportunities

For many small contractors, winning work is becoming increasingly difficult without recognised health and safety accreditation.

Whether you’re a sole trader, a subcontractor, or a growing construction business with a small team, clients increasingly expect contractors to demonstrate compliance before they can tender, gain site access, or join approved supplier lists.

This is where SSIP accreditation can help.

In this guide, we explain what SSIP means for small contractors, what documents are required, how much it costs, and how accreditation can help you win more work.

What Is SSIP?

SSIP stands for Safety Schemes in Procurement.

It is a recognised health and safety assessment framework used throughout the UK construction industry.

The purpose of SSIP is to provide a standard method of assessing contractors’ health and safety competence.

Instead of completing multiple questionnaires for different clients, contractors can achieve accreditation through an SSIP member scheme and demonstrate compliance across a wide range of organisations.

Popular SSIP schemes include:

• CHAS
• SafeContractor
• SMAS
• Constructionline
• CQMS
• PQS

Do Small Contractors Need SSIP Accreditation?

Not every contractor legally requires SSIP accreditation.

However, many clients now make accreditation a condition of:

• Tendering for projects
• Working for principal contractors
• Joining approved supplier lists
• Public sector contracts
• Framework agreements
• Commercial construction projects

Without accreditation, some opportunities may simply be unavailable.

For many small businesses, SSIP accreditation is no longer optional, it is a commercial requirement.

Benefits of SSIP for Small Contractors

Win More Work

Many clients require SSIP accreditation as part of their contractor selection process.

Being accredited can increase access to:

• Main contractor work
• Local authority contracts
• Housing projects
• Education sector work
• Healthcare projects
• Commercial developments

Improve Credibility

Accreditation demonstrates that your business takes health and safety seriously.

This can help build trust with:

• Clients
• Principal contractors
• Procurement teams
• Site managers

Simplify Pre Qualification

Instead of repeatedly completing health and safety questionnaires, accreditation provides recognised evidence of compliance.

Improve Documentation

Many contractors use the accreditation process as an opportunity to improve:

• Health & Safety Policies
• Risk Assessments
• RAMS
• Training records
• Accident procedures

Stay Compliant

Maintaining accreditation encourages regular reviews of health and safety management arrangements.

Which SSIP Scheme Is Best for Small Contractors?

The best scheme depends on your clients and business objectives.

CHAS

One of the most recognised contractor accreditation schemes in the UK.

Suitable for businesses working with larger contractors and public sector clients.

SMAS

A popular option for SMEs looking for straightforward accreditation.

SafeContractor

Widely recognised across facilities management and commercial sectors.

Constructionline

Combines health and safety assessment with contractor visibility and procurement opportunities.

CQMS

Often chosen by smaller businesses seeking compliance support.

PQS

A cost-effective accreditation route for micro-businesses and sole traders.

All schemes assess broadly the same SSIP core criteria.

What Documents Do Small Contractors Need for SSIP?

The exact requirements vary slightly between schemes, but most applications require:

Health & Safety Policy

A document explaining how your business manages health and safety.

Risk Assessments

Evidence that hazards have been identified and controlled.

RAMS

Risk Assessments and Method Statements relevant to the work undertaken.

Insurance

Typically:

• Employers’ Liability Insurance
• Public Liability Insurance

Training Records

Evidence of workforce competence.

Examples include:

• CSCS cards
• First Aid certificates
• IPAF
• PASMA
• Asbestos awareness training

Accident Reporting Procedure

A documented process for recording and investigating incidents.

Competent Health & Safety Support

Evidence that your business has access to qualified health and safety advice.

Can Sole Traders Get SSIP Accreditation?

Yes.

Many SSIP schemes accept applications from:

• Sole traders
• Self-employed contractors
• Small partnerships
• Micro-businesses

Although legal requirements may be simpler for very small businesses, accreditation providers still expect evidence that risks are managed appropriately.

How Much Does SSIP Cost for Small Contractors?

Typical entry-level accreditation fees include:

*Fees may change and may vary depending on company size.

Additional costs may apply if documentation requires updating or specialist support is needed.

Common Challenges for Small Contractors

Many small businesses struggle because they:

• Have no written Health & Safety Policy
• Use generic RAMS
• Have incomplete training records
• Lack competent person support
• Are unfamiliar with accreditation requirements
• Have limited time to prepare documentation

These challenges often lead to delays or failed applications.

Why Small Contractors Use Accreditation Support

Professional support can help:

Save Time

Avoid spending hours preparing documents and completing applications.

Improve Approval Rates

Applications can be reviewed before submission to reduce assessor queries.

Provide Missing Documentation

Policies, RAMS, risk assessments and supporting evidence can be developed where needed.

Reduce Stress

Many contractors prefer to focus on their projects while compliance experts manage the accreditation process.

Common Reasons Small Contractors Fail SSIP Assessments

The most common issues include:

• Missing policies
• Generic RAMS
• Expired insurance
• Missing training certificates
• No competent person evidence
• Missing COSHH assessments
• Incomplete applications
• Inconsistent company details

Most of these issues can be resolved before submission with a proper compliance review.

How Seguro Helps Small Contractors Achieve SSIP Accreditation

Seguro Health & Safety supports small contractors throughout the accreditation process.

Services include:

• CHAS Applications
• Constructionline Accreditation
• SafeContractor Applications
• SMAS Accreditation
• CQMS Applications
• PQS Accreditation
• Health & Safety Policies
• RAMS
• Risk Assessments
• COSHH Assessments
• Competent Person Support
• Accreditation Renewals

Whether you are applying for the first time or renewing existing accreditation, Seguro can help make the process faster and simpler.

Conclusion

SSIP accreditation can provide significant benefits for small contractors, helping them demonstrate compliance, improve credibility, satisfy client requirements, and access more work opportunities.

Although the process can seem daunting initially, most contractors find that having the correct documentation, competent support, and a clear application process makes accreditation much easier.

For businesses looking to grow, win larger contracts, and strengthen their health and safety credentials, SSIP accreditation is often one of the most valuable investments they can make.

Frequently Asked Questions

What is SSIP accreditation for small contractors?

SSIP accreditation is a recognised health and safety assessment that helps small contractors demonstrate compliance with industry standards. It is commonly required by clients, principal contractors and public sector organisations before awarding work.

Do small contractors need SSIP accreditation?

While SSIP accreditation is not a legal requirement, many clients and principal contractors require it as part of their pre-qualification process. Without accreditation, small contractors may miss opportunities to tender for certain projects.

Can a sole trader get SSIP accreditation?

Yes. Sole traders, self-employed contractors and micro-businesses can apply for SSIP accreditation provided they can demonstrate suitable health and safety management arrangements and provide the required supporting documentation.

What documents do small contractors need for SSIP accreditation?

Most SSIP schemes require a health and safety policy, risk assessments, RAMS, insurance certificates, training records, accident reporting procedures and evidence of competent health and safety support.

Which SSIP scheme is best for small contractors?

The best SSIP scheme depends on your clients and business goals. Popular options include CHAS, SMAS, SafeContractor, Constructionline, CQMS and PQS. All assess contractors against broadly the same SSIP core health and safety criteria.

How much does SSIP accreditation cost for a small contractor?

Costs vary by scheme and company size. Entry-level fees can range from around £119 plus VAT for PQS to over £400 plus VAT for schemes such as CHAS, SafeContractor and Constructionline.

How long does it take for a small contractor to get SSIP accredited?

The timescale depends on how quickly documentation can be prepared and reviewed. Contractors with compliant policies, RAMS, training records and insurance often achieve accreditation faster than businesses starting from scratch.

What are the most common reasons small contractors fail SSIP assessments?

Common reasons include missing health and safety policies, generic RAMS, expired insurance, missing training records, lack of competent person evidence, missing COSHH assessments and incomplete applications.

Can SSIP accreditation help small contractors win more work?

Yes. SSIP accreditation can improve credibility, satisfy client compliance requirements, support tender applications and provide access to projects that require recognised health and safety accreditation.

Can Seguro help small contractors achieve SSIP accreditation?

Yes. Seguro Health & Safety helps small contractors obtain and maintain SSIP accreditation through support with CHAS, SafeContractor, SMAS, Constructionline, CQMS and PQS applications, as well as health and safety policies, RAMS, risk assessments, competent person support and renewals.

Why SSIP Applications Fail – The Most Common Mistakes Contractors Make

Applying for SSIP accreditation should be straightforward. Yet every year, contractors experience delays, assessor queries, and failed applications because their documentation does not properly demonstrate compliance.

The reality is that most SSIP applications do not fail because contractors are unsafe. They fail because the paperwork submitted does not meet the assessment requirements.

Understanding the common reasons applications fail can help contractors avoid costly delays, achieve accreditation faster, and improve their chances of winning more work.

What Is SSIP Accreditation?

SSIP stands for Safety Schemes in Procurement.

It is a recognised framework used across the UK construction industry to assess contractor health and safety competence.

Popular SSIP member schemes include:

• CHAS
• SafeContractor
• SMAS
• Constructionline
• CQMS
• PQS

All schemes assess contractors against broadly the same health and safety criteria.

Why Do SSIP Applications Fail?

Most failed applications are caused by documentation issues rather than genuine health and safety problems.

Assessors can only evaluate the evidence submitted. If documents are missing, incomplete, outdated, or inconsistent, the application may be rejected or delayed until corrections are made.

1. Missing Health & Safety Policy

One of the most common reasons applications fail is the absence of a suitable Health & Safety Policy.

Typical issues include:

• No policy provided
• Unsigned policy
• Undated policy
• Policy not reviewed
• Policy copied from another business
• Policy not relevant to company activities

The policy should clearly explain how health and safety is managed within the business and identify responsibilities.

2. Generic Risk Assessments

Many contractors submit generic risk assessments downloaded from the internet.

Assessors frequently reject these because they:

• Do not reflect actual work activities
• Contain irrelevant hazards
• Lack suitable control measures
• Appear copied without review

Risk assessments should be specific to the work your business carries out.

3. Poor Quality RAMS

RAMS (Risk Assessments and Method Statements) are a critical part of most SSIP applications.

Common mistakes include:

• Generic templates
• Missing control measures
• No sequence of work
• No emergency arrangements
• Activities not matching company services
• Poorly written documentation

Good RAMS demonstrate that hazards have been identified and controlled appropriately.

4. Expired Insurance Documents

Insurance issues are among the easiest reasons for assessors to identify problems.

Common examples include:

• Expired insurance certificates
• Missing Employers’ Liability Insurance
• Missing Public Liability Insurance
• Incorrect company name
• Insufficient cover levels

Always check insurance dates before submitting an application.

5. Missing Training Records

Assessors need evidence that employees are competent to perform their duties safely.

Missing evidence may include:

• CSCS cards
• First Aid certificates
• IPAF training
• PASMA certificates
• Asbestos awareness training
• Manual handling training
• Toolbox talks

A training matrix is often helpful for demonstrating competence across the workforce.

6. No Competent Health & Safety Support

Many contractors overlook the requirement to demonstrate access to competent health and safety advice.

Assessors may request:

• Competent Person evidence
• Consultant qualifications
• NEBOSH certificates
• IOSH qualifications
• Service agreements
• Competent Person certificates

Without suitable evidence, the application may not satisfy assessment requirements.

7. Missing COSHH Assessments

If hazardous substances are used, COSHH assessments are often required.

Examples include:

• Paints
• Adhesives
• Solvents
• Cleaning chemicals
• Dust-producing activities
• Silica exposure
• Fumes

Failure to provide COSHH assessments where substances are used commonly results in assessor queries.

8. Company Information Does Not Match

A surprisingly common issue occurs when company information differs across documents.

Examples include:

• Different company names
• Different addresses
• Different trading names
• Different insurance details
• Incorrect registration information

Consistency across all submitted documentation is essential.

9. Missing Accident Reporting Procedures

SSIP assessors expect businesses to have a process for recording and investigating accidents.

Common issues include:

• No procedure provided
• Incomplete reporting arrangements
• No RIDDOR reference
• No investigation process

Even businesses with no accident history should have a documented procedure.

10. Outdated Documentation

Many contractors continue using documents that have not been reviewed for years.

Common examples include:

• Policies with old review dates
• Expired training certificates
• Outdated legislation references
• Old company details
• Obsolete procedures

Documentation should be reviewed regularly and updated whenever business activities change.

11. Submitting Incomplete Applications

Some contractors rush through the application process and miss key questions or supporting evidence.

Typical problems include:

• Blank sections
• Missing uploads
• Incomplete answers
• Incorrect supporting documents
• Lack of explanations

Taking time to review submissions before sending them can prevent avoidable delays.

12. Failure to Respond to Assessor Queries

Even strong applications may generate follow up questions.

Problems arise when:

• Queries are ignored
• Responses are delayed
• Additional evidence is not provided
• Documents remain incomplete

Quick responses often help applications progress smoothly.

How to Improve Your Chances of Approval

Before submitting your SSIP application, ask yourself:

• Is my Health & Safety Policy current and signed?
• Are my RAMS relevant to my work?
• Are all insurance documents valid?
• Can I demonstrate workforce competence?
• Have I included COSHH assessments where required?
• Do I have evidence of competent health and safety support?
• Does all company information match?
• Have I checked every uploaded document?

A simple review can prevent most common application failures.

How a Done For You SSIP Service Helps

Many contractors choose professional support because it removes uncertainty from the process.

A specialist consultant can:

• Review documentation
• Identify compliance gaps
• Prepare policies
• Create RAMS
• Review training evidence
• Check insurance documents
• Submit applications
• Manage assessor queries

This significantly reduces the likelihood of rejection.

How Seguro Can Help

Seguro Health & Safety helps contractors achieve accreditation through:

• CHAS Applications
• Constructionline Accreditation
• SafeContractor Applications
• SMAS Accreditation
• CQMS Applications
• PQS Accreditation
• Health & Safety Policies
• RAMS
• Risk Assessments
• COSHH Assessments
• Competent Person Support
• Accreditation Renewals

With extensive experience supporting UK contractors, Seguro helps businesses avoid common mistakes and achieve accreditation more efficiently.

Conclusion

Most SSIP applications fail because the supporting documentation does not properly demonstrate compliance.

The most common issues include:

• Missing policies
• Generic RAMS
• Expired insurance
• Missing training records
• Lack of competent person evidence
• Missing COSHH assessments
• Inconsistent company information
• Incomplete applications

By preparing accurate, up to date documentation and reviewing everything before submission, contractors can significantly improve their chances of achieving accreditation first time.

Frequently Asked Questions

Why do SSIP applications fail?

SSIP applications usually fail because the supporting documents do not properly demonstrate compliance. Common reasons include missing policies, generic RAMS, expired insurance, missing training records, no competent person evidence, missing COSHH assessments and inconsistent company information.

What are the most common SSIP application mistakes?

The most common SSIP application mistakes include submitting unsigned or outdated policies, using generic risk assessments or RAMS, uploading expired insurance certificates, failing to provide training evidence, missing accident procedures and not showing access to competent health and safety advice.

Can generic RAMS cause an SSIP application to fail?

Yes. Generic RAMS can cause an SSIP application to fail or become delayed because they may not reflect the contractor’s actual work activities, hazards, control measures, equipment or safe system of work.

Can expired insurance delay SSIP approval?

Yes. Expired insurance is one of the easiest issues for assessors to identify. Contractors should check that Employers’ Liability Insurance and Public Liability Insurance are current, correctly named and suitable for the work being assessed.

Do I need training records for SSIP accreditation?

Yes. SSIP assessors usually need evidence that workers are competent for their roles. This may include CSCS cards, first aid certificates, IPAF, PASMA, asbestos awareness, manual handling, toolbox talks and other relevant training records.

Does SSIP require competent person evidence?

Yes. SSIP schemes often ask contractors to show how they access competent health and safety advice. Evidence may include a competent person certificate, consultant CV, NEBOSH or IOSH qualifications, or a health and safety support agreement.

Will missing COSHH assessments affect my SSIP application?

Missing COSHH assessments can affect an SSIP application if your business uses or creates hazardous substances such as paints, adhesives, solvents, cleaning chemicals, dust, silica or fumes. COSHH assessments should identify the risks and control measures.

How can I avoid SSIP application failure?

You can reduce the risk of SSIP application failure by reviewing all documents before submission, ensuring policies are signed and current, checking insurance dates, using task-specific RAMS, providing training records, including COSHH assessments where needed and showing competent health and safety support.

What happens if my SSIP application is rejected?

If an SSIP application is rejected or delayed, the assessor will usually request further evidence or corrected documents. You may need to update policies, improve RAMS, provide missing certificates or clarify how health and safety is managed before approval can be granted.

Can Seguro help if my SSIP application has failed?

Yes. Seguro Health & Safety can help review failed or delayed SSIP applications, identify missing evidence, update policies, improve RAMS, check training records, provide competent person support and help prepare a stronger resubmission.

How Much Does SSIP Accreditation Cost? – UK Price Guide for Contractors

“How much does SSIP cost?” is one of the most common questions in the UK construction industry.

The short answer:

SSIP costs vary by scheme, but all schemes assess the same core health & safety standards.

So the real question is:

What are you actually paying for?

Quick Answer

SSIP accreditation typically costs between £119 + VAT and £498 + VAT, depending on the scheme, business size, and level. All SSIP schemes assess the same core criteria, so price differences are usually based on brand recognition, administration, and market demand rather than higher standards.

Typical SSIP Accreditation Costs (UK)

Below are entry level SSIP scheme fees only (excluding consultancy support or document preparation)

These are the base fees charged by the scheme only.

Important: All SSIP Schemes Are Equal

One of the biggest misunderstandings in the industry:

You are not paying for a “better” standard with a more expensive scheme.

All SSIP member schemes:

✔ Assess against the same SSIP core criteria
✔ Review your health & safety systems
✔ Require the same level of compliance

Learn more in our SSIP accreditation explained guide

Why Do SSIP Scheme Prices Differ?

If the standards are the same, why do prices vary so much?

Brand Recognition

Some schemes, like CHAS, are:

• Widely recognised
• Often named in tenders
• Preferred by larger contractors
• Owned by a large US corporation

This drives higher pricing.

Market Demand

Many contractors assume:

“I need CHAS”

But in reality:

Many clients accept any SSIP scheme. This creates artificial demand for higher-cost options, like CHAS, which is owned by a US corporation and keeps raising prices.

Administration & Service Model

Some schemes include:

• Faster review times
• Additional memberships
• Extra services

This can increase cost — without changing the assessment standard.

The Key Point Contractors Miss

You may not need the most expensive accreditation.

Many:

• Main contractors
• Local authorities
• Commercial clients

Accept any valid SSIP scheme.

Always Check First

Before applying:

Ask your client:

“Which SSIP schemes do you accept?”

This simple step can save you hundreds of pounds every year.

The Real Cost of SSIP Accreditation

The scheme fee is only part of the picture.

Most contractors also need:

• Site-specific RAMS
• A compliant Health & Safety Policy
• Training and competency records
• Competent Person support
• Ongoing document management

Where Costs Increase

Costs rise when:

❌ Documents are missing
❌ Applications are rejected
❌ Revisions are required
❌ Submissions are delayed

This is where most contractors lose time and money.

How to Save Money: The Cost vs Time Trade-Off

You can:

Option 1: Do It Yourself

• Lower upfront cost
• Higher risk of delays
• More time required

Option 2: Get Expert Support

• Slightly higher upfront cost
• Faster approval
• Less stress
• Higher success rate

See our done-for-you CHAS support service

SSIP Cost vs Value

SSIP isn’t just a cost, it’s an investment.

With accreditation, you can:

✔ Win more contracts
✔ Access new supply chains
✔ Reduce PQQ paperwork
✔ Improve compliance systems

Many contractors recover the cost from one job alone.

Cost Comparison Insight

Lowest cost: PQS (£119 + VAT)
Highest cost: Constructionline Bronze (£498 + VAT)

But remember: Both assess the same core standard.

Top Tips to Save Money on SSIP

1 Ask Your Client First

You may not need the most expensive scheme.

2 Choose the Right Scheme

Match your accreditation to your work and clients.

See our  CHAS vs Constructionline comparison

3 Prepare Documents Properly

Avoid delays and rework.

Read common reasons CHAS applications fail

4 Get Advice Early

The right guidance saves time, money, and frustration.

The Smart Way to Manage SSIP Cost

Most contractors don’t fail because of cost…

They fail because of poor preparation.

✔ Done For You SSIP Support

At Seguro Health & Safety, we help you:

✔ Choose the right scheme
✔ Prepare compliant documents
✔ Complete your application
✔ Handle assessor queries

This reduces delays and avoids repeat costs.

Get SSIP Accredited Without Overspending

If you want to:

✔ Choose the right scheme
✔ Avoid unnecessary costs
✔ Get approved first time

Speak to our team today and get expert support

Start here: Done For You CHAS Accreditation

Frequantly Ask Questions

How much does SSIP accreditation cost in the UK?

SSIP accreditation typically costs between £119 + VAT and £498 + VAT, depending on the scheme, business size and level. All SSIP schemes assess the same core criteria, so the price difference is usually due to brand recognition and administration rather than higher standards.

Why do SSIP schemes have different prices?

SSIP scheme prices differ due to brand recognition, market demand and administration models. Although costs vary, all SSIP member schemes assess contractors against the same core health and safety criteria.

Is CHAS more expensive than other SSIP schemes?

CHAS is often more expensive than other SSIP schemes because it is widely recognised and frequently specified in tenders. However, it does not assess a higher standard than other SSIP schemes.

Are cheaper SSIP schemes less valid?

No. All SSIP member schemes are assessed against the same core criteria, meaning lower-cost schemes provide the same level of health and safety compliance as higher-cost options.

What does the SSIP accreditation fee include?

The SSIP fee typically covers the assessment of your health and safety policies, risk assessments, training records and compliance systems. It does not usually include document preparation or consultancy support.

What additional costs should contractors expect?

Additional costs may include preparing risk assessments and method statements (RAMS), updating your health and safety policy, providing training records, and getting competent person support. These are often required to pass the assessment.

Can I reduce SSIP accreditation costs?

Yes. You can reduce SSIP costs by choosing the right scheme for your client’s requirements, preparing your documents correctly the first time, and avoiding repeated submissions or delays.

Do all clients accept any SSIP scheme?

Many clients accept any SSIP member scheme, but some specify particular schemes such as CHAS. It is important to check client requirements before applying to avoid unnecessary costs.

Is SSIP accreditation worth the cost?

SSIP accreditation is often worth the cost because it helps contractors demonstrate compliance, reduce prequalification paperwork, and gain access to more contracts and tender opportunities.

Can Seguro help reduce the cost of SSIP accreditation?

Yes. Seguro Health and Safety can help you choose the right scheme, prepare compliant documents, complete your application and avoid costly delays or failed submissions.