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Do i need a Health & Safety Policy

Insight by

amanda

Amanda Lambert

Published on

29 September 2025

Health and safety blog

Do I need a Health & Safety Policy

It is a legal requirement to have a Health & Safety Policy in place in you have more than 5 employees. Employees are defined as someone who you pay through the PAYE system, this does not include anyone who you use as a subcontractor.

Health and Safety at Work etc Act 1974. Often referred to as HASAW or HSW, this Act of Parliament is the main piece of UK health and safety legislation. It places a duty on all employers “to ensure, so far as is reasonably practicable, the health, safety and welfare at work” of all their employees.

Less than 5 employees

There may also be a time when you have less than 5 employees and you are asked for a Health & Safety Policy. This can occur if you want to become a supplier to a large company who expect a policy no matter how many employees you have. If this is their policy they will expect it from every supplier with no exception, we can help you to develop a company policy at a reasonable price.

How to write the policy

A policy is a written statement which has three essential parts:

1) Health & Safety Policy

The health and safety policy details a statement of intent. The statement of intent details your aims and objectives, health and safety policy, processes and systems to prevent accidents, train your employees, supply PPE, etc. The policy is signed and dated by the most senior person, the managing director.

(2) Organisation of Health and Safety – Roles and Responsibilities

The organisation of health and safety is best done by developing an organisation chart, with the most senior person at the top, then detailing the people who are responsible for the day-to-day running of all matters concerning health and safety. An example is:

  • Managing director
  • Health and safety advisor
  • Fire safety manager
  • Health and safety training manager
  • Risk assessments and method statements manager
  • PPE manager
  • Control of substances hazardous to health COSHH manager

In small businesses, one person may have many roles

3) Arrangements for health and safety – How are risks managed?

The arrangements for health and safety should detail how the organisation aims to achieve its aims. For example:

  • Develop risk assessments
  • Training of people
  • Consulting with people
  • Fire and emergency arrangements
  • First aid arrangements
  • Reporting of accidents, injuries and dangerous incidents
  • Arrangements for working at height, manual handling, etc.

Buy a policy

We have written several health and safety policies. Click on the link to review them: Health and safety policies.

We will write a bespoke policy for you if you can’t see your company type above.

Please get in touch if you would like some free advise. Complete out contact form or call 0800 031 5404.

How can i check if someone is SSIP registered?

Insight by

amanda

Amanda Lambert

Published on

18 September 2025

Accreditations

Introduction

If you are a construction client and are looking to check if the contractor you are looking to employ is SSIP (Safety Schemes in Procurement) registered, look no further! We will show you how to determine if someone is SSIP registered, giving you the peace of mind you need before starting your project.

FREE Stuff

Contractor

If you are a contractor looking to become SSIP registered, you will need to select an accreditation company. The accreditation companies we work with are:

CHAS
PQS
ConstructionLine
Safe contractor
SMAS
CQMA
Builders profile
Evetta
Other

The most expensive is CHAS, and the least costly is PQS. Due to the Deem to Satisfy system by SSIP, a PQS accreditation is equivalent to a CHAS accreditation, and for a small fee, you can obtain certificates for both.

The driver for selection is normally your customer; if they insist on CHAS, you can get accredited with PQS and request a certificate for CHAS within the process.

Independent Advice

Feel free to call us, and we can advise you on the best selection for your needs. We have completed thousands of applications and understand the market inside out. We don’t mind which company you select; the assessment process is the same, thanks to SSIP.

Contact us

Checking if a contractor is SSIP registered is straightforward

Go to the SSIP website and click onto the SSIP Portal.

In the search section type in the contractor name and press enter. If they are registered, the SSIP website. portal will give you the registration and renewal date details.

In order to find out the details and check it is the correct company you will need:

  • Company full registered
  • Registered address

Contacting the company and requesting a copy of their SSIP certificate and any additional and relevant documentation is also advisable. They should be willing to provide you with this information if they are a reputable company.

If you are not happy with the work someone has done for you this would not fall under SSIP. You would need to go to trading standards if you cannot resolve the issue with the company. Trading standards website

Testimonial

Ash Electrics

We have now received our Gold award, with 100% thanks to yourselves.

I will share our feedback on your service but just to say a huge thank you, you have always been helpful and supportive and that has been very much appreciated.

With very best wishes

Jane

Health & Safety when you have 5 employees or more

Insight by

amanda

Amanda Lambert

Published on

10 September 2025

Competent person

Health & Safety when you have 5 employees or more

As soon as you have 5 employees or more, you have a legal requirement to comply with all work-related health and safety legislation.

Your obligations are outlined in the Safety at Work Regulations 1974.

How this changes from less than five employees is you now need to ensure you have:

  • Written Health and Safety Policy
  • Written Health and Safety Policy Statement
  • Written Risk Assessments
  • COSHH assessments
  • Toolbox talks
  • A competent person either within your business or a consultant.

We act as competent people for over 800 companies. When we act as your competent person, we will complete all the documents you need to comply and keep the documents up to date as legislation changes. You also have access to over 1,000 documents including risk and method statements, COSHH data, toolbox talks, and more. We charge a small monthly fee. 

If you are not sure exactly what your business will require, you can find details on it by visiting the HSE website. Every business is different, and a competent person will be able to cover all aspects for you.

If you wish to employ your own competent person, they should be fully qualified in all aspects of Health & Safety; this can prove to be an expensive requirement if you employ them full-time. 

There are a number of resources on the HSE website that will be able to help you with any changes that may affect you as you continue to grow.

We are a friendly and professional team of people working to help and support like-minded people to get on with their work as we work in the background.

Complete the form on this page and we will arrange a call so you can learn more, call 0800 031 5404

 

All your Health & Safety requirements in one place

Insight by

amanda

Amanda Lambert

Published on

18 June 2025

Health and safety blog

All your H&S requirements in one place

Here at Seguro we can be a one stop shop for your safety needs. We can help you with one off client requests or by being your competent person providing you with our full Safety package the choice is yours.

All our our clients have different needs so we can tailor a package to fit your Health & Safety requirements.

Competent Person

We provide a full Health & Safety Management System including a policy, employee handbook and an environmental policy. Expert advice is available for you 24/7.

Accreditation

If your looking for an accreditation but not sure which one we can recommend one to suit your individual needs

We can help you to provide the paperwork needed to enable you to show you are capable of working safely. These vary depending on what accreditation you are looking to complete.

We stay with you until the accreditation is achieved.

Risk Assessments & Method Statements

We have a full library of Risk Assessments & Method Statements available for you to purchase from as little as £10. All of our documents are available in word format for you to be able to amend and use as you need in your business.

examples

Safety Advisor

This is a support service for less than 5 employees, this comes with expert advice as well as access to our online documents and Risk assessments. This can be purchased separately or comes free with accreditation applications for less than 5 employees.

We offer many more services including PQQ preparation, Construction Phase Plan preparation. Why not visit our website and see if we can help you with any issues you have now and throughout 2025.

Complete the form below, and we will be happy to provide you with assistance.







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    The difference between Safety Advisor and Competent Person

    Insight by

    amanda

    Amanda Lambert

    Published on

    12 June 2025

    Competent person

    The difference between Safety Advisor and Competent Person

    The main difference between a safety advisor and a competent person within your business (eg someone who seems themselves as competent) is that the safety advisor needs to be qualified to at least NEBOSH or IOSH standards.

    A competent person may be competent at running a construction site but not the health and safety management of the site, unless they have the above qualifications.

    When a business has more than five employees, health and safety legislation states the company must employ a competent person who is competent in health and safety. A person who is competent in the health and safety management of the business. This person will hold health and safety qualifications such as NEBOSH or IOSH.

    Ensuring you have the right level of support and advice for your Health & Safety is a bit of a mine field and can be defined simply by the number of employees you have.

    Less than 5 employees = Safety Advisor

    This service is where you are offered support and advice when needed, this tends to be a one of payment where you will be given a service agreement, certificate and a CV to show the qualifications of the person who is providing you with the advice. Paperwork such as off the shelf risk assessments and risk assessments and Method statements would be provided on an as and when basis should you need them.

    More than 5 employees = Safety Competent Person

    This service is where you pay a monthly retainer fee for continued support and advice should you need it. This service is where your consultant becomes part of your business and should be informed of anything that changes within the organisation. In this service you will be provided with a full Safety Management System including full Health & Safety Policy, Equal opportunities policy and Staff handbook. Your consultant will be on hand to be the link between you and the HSE should this ever be necessary.

    Whilst not every company is black and white like this the rule of thumb tends to be the details above. You may be asked by a client to prove you have a dedicated support for Health & Safety resource as well as a policy with less than 5 employees if that is the case you would need fall outside of the rule.

    If you are not sure about your personal circumstances please call 0800 031 5404 during working hours or complete the form using this link. We are happy to go through everything with you.

    Complimentary Safety Advisor Service

    Insight by

    amanda

    Amanda Lambert

    Published on

    5 June 2025

    Health and safety blog

    Complimentary Safety Advisor Service

    Discover our Complimentary Safety Advisor Service that supports clients during their accreditation process and beyond.

    Here at Seguro we pride ourselves on adding value to our services. When we help our clients to achieve an accreditation we also provide them with a Safety Advisory service.

    This is where we remain as their contact throughout the year of their accreditation to help them to:

    • Implement the new documentation into their business
    • Provide support ongoing should they need it.
    • Provide off the shelf risk assessments and method statements should they be needed (bespoke ones are chargeable)
    • Enable our clients to name us should they need to on PQQ documentation

    The following accreditations are eligible (less than 5 employees)

    • CHAS
    • Safe Contractor
    • Constructionline
    • Exor
    • Altius
    • Avetta
    • Builders Profile

    Remote Competent Safety Advisor Vs Onsite Visiting

    We often get asked the question about our Competent Safety Advisor Service to see what the benefits are compared to having someone employed onsite. The obvious one is cost, it is much more cost effective to have a remote competent person as a service, a service like ours starts from £50 per month compared to a full time salary.

    Why use an outsourced service?

    • We supply a comprehensive Health and Safety Management System
    • We develop a bespoke company Health and Safety Policy for your business
    • We work with you to develop a company employee handbook
    • We develop an Environmental Policy specific to you
    • We provide assistance in Accident Reporting to Enforcing Authorities/Accident Investigation
    • We will liaison with Enforcing Authorities on your behalf

    Ongoing support

    • Access to telephone advice on an unlimited number of occasions
    • Updates on any changes in Health and Safety legislation
    • Access to over 80 risk assessments and various supporting documentation held on our website
    • Yearly review of all documentation and revised documents issued
    • Monthly newsletters giving you latest Health & Safety News as well as legislation updates.

    With over 200 clients we provide a comprehensive service that is affordable and reliable so SME’s can have peace of mind that they are compliant with their legal obligations.

    There are no hidden fees and we pride ourselves with having an 95% retention record year on year. You can see testimonials on our website or on Trust pilot which is an independent review platform.

    Competent Safety Advisor Support

    Here at Seguro, we pride ourselves on being able to support all businesses regardless of their size. We can provide your business with less than five employees a service, ensuring you meet all your Health & Safety needs.

    Our service provides you with:

    • Support to implement new documentation into your business
    • Provide support ongoing should you need it for all Health & Safety advice.
    • Provide off-the-shelf risk assessments and method statements should they be needed (bespoke ones are chargeable)
    • Enable you to name us should you need to on PQQ documentation
    • Provide you with General pre-prepared COSHH from our library

    We are available throughout the working day by email or telephone, whichever way you prefer to communicate.

    This service is available to anyone who needs it, and there is a fixed cost for everyone.

    This service is also FREE with any accreditation we submit for you so if you are looking to get CHAS or a similar SSIP we can assist with that and provide this service for FREE.

    If you need more information about SSIP, we have lots of blogs to help or you can visit SSIP directly.

    Included in our competent safety advisor service

    • Put Seguro down as your named health & safety advisor.
    • Use our name when filling out pre-tender qualification questionnaires.
    • Use a CV from one of our Consultants.
    • We are here as back-up should you require advice and guidance on health & safety issues.

    If you are looking for any help in acquiring an accreditation and would like to take advantage of our complimentary service please get in touch on 0800 031 5404 or contact us

    What is SSIP Deem to Satisfy?

    Insight by

    amanda

    Amanda Lambert

    Published on

    14 May 2025

    Health and safety blog

    What is SSIP Deem to Satisfy?

    Deem to satisfy allows you to obtain an SSIP certificate from a supplier other than the supplier from which you obtained your SSIP certificate.

    For example, you can apply for a Constructionline certificate without going through a new accreditation process if you have a CHAS certificate.

    You can save money using deem to satisfy; for example, if you have a CHAS and wish to renew, you can renew with a more economical supplier and still get your CHAS certificate through the deem to satisfy system.

    All member schemes listed on the SSIP forum adhere to the SSIP Core Criteria, backed by the Health and Safety Executive.

    By mutually recognising each other’s schemes, suppliers benefit from only needing to complete one assessment, while buyers enjoy more efficient procurement processes. This approach reduces costs and has saved over £68 million since 2016.

    Registered Members

    Two-Way Deem to Satisfy between SSIP Registered Members

    Approval with a Registered Member can only be used to Deem to Satisfy with another Registered Member; it cannot be used to gain a Deem to Satisfy with a Certification Body Member.

    Below is the list of registered members you can use for deem to satisfy:

    3Core2 Certification Limited Trading As SafeArb SafeArb

    Achilles Information Ltd Building Confidence

    Alcumus SafeContractor Ltd Alcumus Safecontractor

    Altius VA Limited CDMComply

    Arboricultural Association ARB Approved Contractor

    Association for Project Safety APS Corporate Practice Membership

    Avetta Avetta Assessed

    CHAS 2013 Ltd Contractors Health & Safety Scheme

    Construction Safety Solutions PASS

    CQMS Ltd CQMS Safety-Scheme

    D W Health & Safety DW Health & Safety Contractor Competency Scheme

    Fall Arrest Safety Equipment Training Ltd FASET Membership Audit

    Fortius Ltd Acclaim Accreditation

    Greenlight Safety Assessment Scheme Ltd Greenlight Safety Assessment Scheme

    Hire Association Europe Ltd SafeHire Certification Scheme

    International Powered Access Federation [IPAF] IPAF SSIP

    MSL Property Care Services Ltd MSL Safepartner

    National Access & Scaffolding Confederation Ltd NASC SSIP Audit

    National Federation of Demolition Contractors NFDC Membership

    PQS Pre-Qualification Scheme PQS Health & Safety Approved

    Salus Certification Salus Certification

    Safe-T-Cert [NI] {Construction Employers Federation} Safe-T-Cert

    Safe-T-Cert [ROI] {Construction Industry Federation} Safe-T-Cert

    Safety Management Advisory Services Ltd SMAS Worksafe

    SSG Training and Consultancy Ltd SSG Assessed

    William Martin Compliance Limited Prosure 360

    We can support you if you are not sure what to do.

    Try Our Online Training for FREE

    Insight by

    Bob Evans

    Bob Evans

    Published on

    14 December 2024

    Health and safety blog

    Introduction

    Our fully approved, health and safety online training courses are perfect for gaining qualifications for you and your employees. We can deliver all the training you need for an SSIP assessment and all essential health and safety awareness.

    Our engaging courses can be taken at any time, in any place and on any device. All courses are approved and priced to offer the best possible value to your business.

    FREE Trial

    You can sign up here for a free trial of our health and safety online training courses.

    A trial account gives you free access to the first module of all our available courses.

    Any progress you make will be saved, so if you decide to buy, you can continue from where you left off.

    So complete the form on this page to get instant access, and let’s get started.

    Start your FREE trial

    Available health and safety online training courses

    You can also select a course you are interested in and click on the FREE trial button on the course. Select any courses from the list below:

    The courses available are:

    Need support

    Once you have seen what we offer, don’t hesitate to get in touch, and we will be happy to set you up with your health and safety online training solution.

    If you get stuck or need some help feel free to get in touch.

    Testimonial

    Hyperion

    I just wanted to send you a quick email about the amazing staff you have on your team.

    Natasha has been dealing with Hyperion for a couple of years now, and we have received nothing but exceptional service from this young lady. I get the quickest responses, with as much help as possible provided every single time. She has gone above and beyond for myself and Mark every time I have spoken to her.

    I thought I would just share this with you as I feel her remarkable customer service and attitude towards the job should most definitely be recognised, and she’s an absolute credit to yourself and the rest of the team.

    Thanks to all at Seguro

    Kind Regards

    Saskia

    What is Builders Profile?

    Insight by

    amanda

    Amanda Lambert

    Published on

    14 August 2024

    Health and safety blog

    What is Builders Profile?

    Find out how Builders Profile streamlines subcontractor procurement. Get all the details you need in one convenient location.

    Builder’s Profile provides a service enabling clients and contractors to procure the services of subcontractors who have demonstrated compliance and provided the necessary PQQ (pre-qualification questionnaire) information.

    The accessible database allows companies to submit their information and keep it up to date easily for clients and contractors to review. If you are a client or a contractor, it gives you one location to view all the details you need to manage a supply chain, no matter how large or small.

    The idea is that subcontractors are able to fill in one PQQ instead of having to fill in different ones for each contractor they want to work with.

    The benefit for contractors of Builder’s Profile is that all the information you need to select a subcontractor is in one place.  This can help reduce the cost of procurement as well as administration.

    There are various levels of membership available

    • Main Contractor Membership
    • Subcontractor Premium Membership
    • Subcontractor Basic Membership
    • Members of our Partner Trade Associations, Premium Membership
    • Members of Supporting Trade Associations share a discounted Premium Membership

    The Key Benefits

    • You do not need to manage multiple profiles and documents over several platforms.
    • A secure system that allows you to keep your PQQ files and documents all in one place.
    • Access to Marketplace allows you to see and tender for thousands of private and public construction market projects.
    • Access to Acclaim. Acclaim is one of the founding members of SSIP to obtain SSIP accreditation.

    What does a Builder’s Profile cost?

    For a sub-contractor, the membership fee depends on your turnover; the price range is between £149 to £349 + VAT per annum. (January 2025)

    If you hold a constructionline membership, a combined membership is possible.

    SEGURO Support

    The world of PQQ’s SSIP accreditation suppliers, such as CHAS, Constructionline, PQS, and Builders Profile, is complex.

    If you would like FREE support to help you work out the best option, please call us on 0800 031 5404, or we can contact you. Complete the form below, and we will get in touch.







      I confirm I have read and agree to the Seguro Health and Safety Consultants Privacy Policy.

      Do you need a Fire Risk Assessment?

      Insight by

      amanda

      Amanda Lambert

      Published on

      22 July 2024

      Fire safety

      General Fire Awareness TrainingDo you need a Fire Risk Assessment?

      1. Who’s responsible

      If you’re an landlord, business owner, occupier, or other non-domestic premises, you’ll be the person responsible for fire safety. You’re known as the ‘responsible person’. The Fire Safety Order also applies if you run a bed and breakfast, guesthouse or let a self-catering property as you have paying guests.

      Responsibilities

      As the responsible person you must:

      • carry out a fire risk assessment of the premises and review it regularly
      • tell staff or their representatives about the risks you’ve identified
      • put in place, and maintain, appropriate fire safety measures
      • plan for an emergency
      • provide staff information, fire safety instruction and training

      Non-domestic premises

      Non-domestic premises are:

      • all workplaces and commercial premises
      • all premises the public have access to
      • the common areas of multi-occupied residential buildings

      2. Fire risk assessments

      As the responsible person you must carry out and regularly review a fire risk assessment of the premises. This will identify what you need to do to prevent fire and keep people safe.

      You’ll need to consider:

      • emergency routes and exits
      • fire detection and warning systems
      • fire fighting equipment
      • the removal or safe storage of dangerous substances
      • an emergency fire evacuation plan
      • the needs of vulnerable people, eg the elderly, young children or those with disabilities
      • providing information to employees and other people on the premises
      • staff fire safety training

      Help with the assessment

      You can do the fire risk assessment yourself with the help of standard fire safety advice documents.

      You’ll need to appoint a ‘competent person’ to help, eg a professional risk assessor, if you don’t have the expertise or time to do the fire risk assessment yourself.

      Your local fire and rescue authority might be able to give you advice if you’re not sure your risk assessment’s been carried out properly. However, they can’t carry out risk assessments for you.