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Small business health and safety – Essential hints and tips

Insight by

Bob Evans

Bob Evans

Published on

7 April 2025

Competent person

Small business health and safety

Small business health and safety is essential to keep your people safe and is required by law, but it comes at a price of time and money.

A simple approach that allows you to get on with your job of running the business is to let a third party worry about all health and safety requirements within your company. We offer a competent safety advisor service that is very economical, but before we go into the details, let’s look at the essential health and safety requirements.

Small business health and safety checklist

There are some fundamental requirements that you must have in place by law.

  1. Health and safety policy (over 5 employees)
  2. Risk assessments and method statements (RAMS)
  3. Employee health and safety training with documented proof of delivery

Health and safety audit checklist

A quick health and safety audit will tell you if you have everything for an HSE inspection. A health and safety audit will check all your essential documents and then look at your arrangements to ensure the following areas are all covered.

  1. Personal Protective Equipment (PPE)
  2. Tools and Machinery
  3. Electrical
  4. Fire
  5. Heavy Loading/Unloading
  6. Chemical/Hazardous Substance Storage
  7. Working from Height

Health and safety legislation

As a director, it is essential to know and understand your responsibilities regarding health and safety. Below are the main health and safety legislation, laws, and requirements.

The Health and Safety at Work, etc Act 1974

If a health and safety offence is committed and the cause is the neglect of a director, the person and the organisation can be prosecuted.

Directors can appoint an independent third party to carry out their health and safety duties. The third-party must be fully qualified and competent to carry out the tasks. Delegating does not absolve the responsibility of a director; for example, if the safety advisor required employees to be trained and the director refused and an accident happened, then the director will held to account.

Read the health and safety at work act 1974 To ensure you understand your full health and safety executive responsibilities

The Management of Health and Safety at Work Regulations 1999

All work activities are to manage risk. Once the risk or risks have been identified, the organisation must make arrangements to reduce or mitigate the risks.

This work takes the form of RAMS (Risk and Method Statements). The risk assessment identifies risks and examines ways to reduce them.

The method statement describes how the work is to be carried out and ensures that all PPE and other means to reduce the safety risk are included.

Please visit our risk and method statement shop. We have over 150 RAMS, some of which include 18 pages and 9,000 words, that you can buy very reasonably. The documents are in Word format, so you can adjust them to suit your project.

Corporate Manslaughter and Corporate Homicide Act 2007

Corporate manslaughter and corporate homicide are when an employee is killed at work, and the HSE find the responsibility for the death is due to failure to carry out the work by all H&S laws.

It is very difficult to defend a death at work. The courts tend to side with the employee rather than the employer.

Learn more about the corporate manslaughter and corporate homicide act 2007

https://webarchive.nationalarchives.gov.uk/ukgwa/+/http:/www.justice.gov.uk/docs/manslaughterhomicideact07.pdf

Failing to fulfil director health and safety responsibilities

When a director breaches health and safety legislation and causes harm, the sentences can lead to prison and unlimited fines. Over the past few years, post-COVID, many companies have gone into administration or liquidation due to directors failing to carry out their lawful duties. The HSE is increasingly looking at individuals rather than just the company.

Competent safety advisor

One way to help yourself is to have your own health and safety advisor. You can delegate all health and safety responsibilities to this third-party person. Your safety advisor will educate you on what you need to do to keep your business safe.

If an accident does occur on-site, and the company has all health and safety requirements up to date, the safety advisor will deal with HSE for you.

A safety advisor can save you time and money for a basic monthly fee.

Request a chat and find out more about our safety advisor service

Directors health and safety executive responsibilities

Insight by

Bob Evans

Bob Evans

Published on

28 March 2025

Competent person

Directors health and safety responsibilities

Health and safety executive responsibilities are very important to understand as soon as you become a director

As a company director, you are responsible for the health, safety, and welfare of your employees and yourself.

Your company health and safety policy will detail your responsibilities.

As a director, your first job should be to review your company’s health and safety policy document and ensure you are happy with it.

If your company does not have one, don’t worry; we have pre-written health and safety policy documents you can buy, or we can write a bespoke one for you.

 

Legislation that covers the responsibilities of a director

The Health and Safety at Work, etc Act 1974

If a health and safety offence is committed and the cause is the neglect of a director, the person and the organisation can be prosecuted.

Directors can appoint an independent third party to carry out their health and safety duties. The third-party must be fully qualified and competent to carry out the tasks. Delegating does not absolve the responsibility of a director; for example, if the safety advisor required employees to be trained and the director refused and an accident happened, then the director will held to account.

Read the health and safety at work act 1974 To ensure you understand your full health and safety executive responsibilities

The Management of Health and Safety at Work Regulations 1999

All work activities are to manage risk. Once the risk or risks have been identified, the organisation must make arrangements to reduce or mitigate the risks.

This work takes the form of RAMS (Risk and Method Statements). The risk assessment identifies risks and examines ways to reduce them.

The method statement describes how the work is to be carried out and ensures that all PPE and other means to reduce the safety risk are included.

Please visit our risk and method statement shop. We have over 150 RAMS, some of which include 18 pages and 9,000 words, that you can buy very reasonably. The documents are in Word format, so you can adjust them to suit your project.

Corporate Manslaughter and Corporate Homicide Act 2007

Corporate manslaughter and corporate homicide are when an employee is killed at work, and the HSE find the responsibility for the death is due to failure to carry out the work by all H&S laws.

It is very difficult to defend a death at work. The courts tend to side with the employee rather than the employer.

Learn more about the corporate manslaughter and corporate homicide act 2007

https://webarchive.nationalarchives.gov.uk/ukgwa/+/http:/www.justice.gov.uk/docs/manslaughterhomicideact07.pdf

Failing to fulfil director health and safety responsibilities

When a director breaches health and safety legislation and causes harm, the sentences can lead to prison and unlimited fines. Over the past few years, post-COVID, many companies have gone into administration or liquidation due to directors failing to carry out their lawful duties. The HSE is increasingly looking at individuals rather than just the company.

Competent safety advisor

One way to help yourself is to have your own health and safety advisor. You can delegate all health and safety responsibilities to this third-party person. Your safety advisor will educate you on what you need to do to keep your business safe.

If an accident does occur on-site, and the company has all health and safety requirements up to date, the safety advisor will deal with HSE for you.

A safety advisor can save you time and money for a basic monthly fee.

Request a chat and find out more about our safety advisor service

Health & Safety when you have 5 employees or more

Insight by

amanda

Amanda Lambert

Published on

27 February 2024

Competent person

Health & Safety when you have 5 employees or more

As soon as you have 5 employees or more, you have a legal requirement to comply with all work-related health and safety legislation.

Your obligations are outlined in the Safety at Work Regulations 1974.

How this changes from less than five employees is you now need to ensure you have:

  • Written Health and Safety Policy
  • Written Health and Safety Policy Statement
  • Written Risk Assessments
  • COSHH assessments
  • Toolbox talks
  • A competent person either within your business or a consultant.

We act as competent people for over 800 companies. When we act as your competent person, we will complete all the documents you need to comply and keep the documents up to date as legislation changes. You also have access to over 1,000 documents including risk and method statements, COSHH data, toolbox talks, and more. We charge a small monthly fee. 

If you are not sure exactly what your business will require, you can find details on it by visiting the HSE website. Every business is different, and a competent person will be able to cover all aspects for you.

If you wish to employ your own competent person, they should be fully qualified in all aspects of Health & Safety; this can prove to be an expensive requirement if you employ them full-time. 

There are a number of resources on the HSE website that will be able to help you with any changes that may affect you as you continue to grow.

We are a friendly and professional team of people working to help and support like-minded people to get on with their work as we work in the background.

Complete the form on this page and we will arrange a call so you can learn more, call 0800 031 5404

 

Remote Competent Safety Advisor Vs Onsite Visiting

Insight by

amanda

Amanda Lambert

Published on

5 July 2023

Competent person

Remote Competent Safety Advisor Vs Onsite Visiting

We often get asked the question about our Competent Safety Advisor Service to see what the benefits are compared to having someone employed onsite. The obvious one is cost, it is much more cost effective to have a remote competent person as a service, a service like ours starts from £50 per month compared to a full time salary.

Why use an outsourced service?

  • We supply a comprehensive Health and Safety Management System
  • We develop a bespoke company Health and Safety Policy for your business
  • We work with you to develop a company employee handbook
  • We develop an Environmental Policy specific to you
  • We provide assistance in Accident Reporting to Enforcing Authorities/Accident Investigation
  • We will liaison with Enforcing Authorities on your behalf

Ongoing support

  • Access to telephone advice on an unlimited number of occasions
  • Updates on any changes in Health and Safety legislation
  • Access to over 80 risk assessments and various supporting documentation held on our website
  • Yearly review of all documentation and revised documents issued
  • Monthly newsletters giving you latest Health & Safety News as well as legislation updates.

With over 200 clients we provide a comprehensive service that is affordable and reliable so SME’s can have peace of mind that they are compliant with their legal obligations.

There are no hidden fees and we pride ourselves with having an 95% retention record year on year. You can see testimonials on our website or on Trust pilot which is an independent review platform.

Competent Safety Advisor Support

Here at Seguro, we pride ourselves on being able to support all businesses regardless of their size. We can provide your business with less than five employees a service, ensuring you meet all your Health & Safety needs.

Our service provides you with:

  • Support to implement new documentation into your business
  • Provide support ongoing should you need it for all Health & Safety advice.
  • Provide off-the-shelf risk assessments and method statements should they be needed (bespoke ones are chargeable)
  • Enable you to name us should you need to on PQQ documentation
  • Provide you with General pre-prepared COSHH from our library

We are available throughout the working day by email or telephone, whichever way you prefer to communicate.

This service is available to anyone who needs it, and there is a fixed cost for everyone.

This service is also FREE with any accreditation we submit for you so if you are looking to get CHAS or a similar SSIP we can assist with that and provide this service for FREE.

If you need more information about SSIP, we have lots of blogs to help or you can visit SSIP directly.

Included in our competent safety advisor service

  • Put Seguro down as your named health & safety advisor.
  • Use our name when filling out pre-tender qualification questionnaires.
  • Use a CV from one of our Consultants.
  • We are here as back-up should you require advice and guidance on health & safety issues.

Competent Safety Advisor Support

Complete the form, and we will get in touch and give you free advice and direction on outsourcing your health and safety.

    The difference between Safety Advisor and Competent Person

    Insight by

    amanda

    Amanda Lambert

    Published on

    9 May 2023

    Competent person

    The difference between Safety Advisor and Competent Person

    The main difference between a safety advisor and a competent person within your business (eg someone who seems themselves as competent) is that the safety advisor needs to be qualified to at least NEBOSH or IOSH standards.

    A competent person may be competent at running a construction site but not the health and safety management of the site, unless they have the above qualifications.

    When a business has more than five employees, health and safety legislation states the company must employ a competent person who is competent in health and safety. A person who is competent in the health and safety management of the business. This person will hold health and safety qualifications such as NEBOSH or IOSH.

    Ensuring you have the right level of support and advice for your Health & Safety is a bit of a mine field and can be defined simply by the number of employees you have.

    Less than 5 employees = Safety Advisor

    This service is where you are offered support and advice when needed, this tends to be a one of payment where you will be given a service agreement, certificate and a CV to show the qualifications of the person who is providing you with the advice. Paperwork such as off the shelf risk assessments and risk assessments and Method statements would be provided on an as and when basis should you need them.

    More than 5 employees = Safety Competent Person

    This service is where you pay a monthly retainer fee for continued support and advice should you need it. This service is where your consultant becomes part of your business and should be informed of anything that changes within the organisation. In this service you will be provided with a full Safety Management System including full Health & Safety Policy, Equal opportunities policy and Staff handbook. Your consultant will be on hand to be the link between you and the HSE should this ever be necessary.

    Whilst not every company is black and white like this the rule of thumb tends to be the details above. You may be asked by a client to prove you have a dedicated support for Health & Safety resource as well as a policy with less than 5 employees if that is the case you would need fall outside of the rule.

    If you are not sure about your personal circumstances please call 0800 031 5404 during working hours or complete the form using this link. We are happy to go through everything with you.

    Outsource Health and Safety

    Insight by

    amanda

    Amanda Lambert

    Published on

    19 April 2023

    Competent person

    Outsource Health and Safety

    Outsource health and safety and make your life a lot easier.

    The pros of outsourcing definitely outweigh the cons, but before you form a partnership with a Health & Safety consultant, you must learn all you can about outsourcing. Once you are fully informed, you can decide if outsourcing is right for your business and how it can help you.

    Following is a list of pros and cons of outsourcing:

    Pros of Outsourcing

    • Up-to-date professional advice when you need it
    • Gives you access to skilled professionals at a low cost
    • The confidence in knowing your legal duties are covered
    • Reduces your cost of doing business, as you save on infrastructure, workforce, hiring costs, training costs, and technology and software investments
    • Allows you to focus more on your core business functions

    Cons of Outsourcing

    • You will have to rely on the expertise of another company without fully understanding all the detail yourself
    • You need to ensure that your outsource partner is available for your working hours, not just theirs
    • You need to understand turn around times and accept them
    • You may not be able to get what you want when you want it
    • You have to trust the information they provide is accurate and up-to-date

    Outsourcing your Health & Safety resources can give your business the competitive edge it requires to win work and be successful on tenders.

    If anything, the disadvantages of outsourcing give you the opportunity to think before-hand about the things you need to keep in mind when selecting an outsourcing partner.

    Seguro Health and Safety Advisor Service

    Here at Seguro, we pride ourselves on being able to support all businesses regardless of their size. We can provide your business with less than five employees a service, ensuring you meet all your Health & Safety needs.

    Our service provides you with:

    • Support to implement new documentation into your business
    • Provide support ongoing should you need it for all Health & Safety advice.
    • Provide off-the-shelf risk assessments and method statements should they be needed (bespoke ones are chargeable)
    • Enable you to name us should you need to on PQQ documentation
    • Provide you with General pre-prepared COSHH from our library

    We are available throughout the working day by email or telephone, whichever way you prefer to communicate.

    This service is available to anyone who needs it, and there is a fixed cost for everyone.

    This service is also FREE with any accreditation we submit for you so if you are looking to get CHAS or a similar SSIP we can assist with that and provide this service for FREE.

    If you need more information about SSIP, we have lots of blogs to help or you can visit SSIP directly.

    Included in our safety advisor service

    • Put Seguro down as your named health & safety advisor.
    • Use our name when filling out pre-tender qualification questionnaires.
    • Use a CV from one of our Consultants.
    • We are here as back-up should you require advice and guidance on health & safety issues.

    Outsource Health and Safety Support

    Complete the form, and we will get in touch and give you free advice and direction on outsourcing your health and safety.

      How to make sure you are compliant in 2016

      Insight by

      amanda

      Amanda Lambert

      Published on

      22 December 2015

      Competent person

      How to make sure you are compliant in 2016 – Health & Safety Legislation

      Throughout the year the HSE release various updates to existing legislation in order to ensure that the legislation stay current and suitable for the changing workplaces we all work in.

      There are various ways for you find this information out:

      • Periodically visit the HSE website to see if there are any changes posted.
      • Search online to see if you can find anything.
      • Become a member of a professional body
      • Sign up to various magazines.
      • Outsource your Competent Safety Advisor resource.

      As part of our Competent Safety Advisor service we ensure that on a monthly basis you are provided with all changes should they affect you or not. That way you are fully informed and up to date on all changes and can make the business decision yourselves if you need to be aware.

      There are additional benefits to our service that can ensure that going into 2016 Health & Safety isnt something yo need to worry about you can concentrate on your business.

      • A comprehensive Health and Safety Management System – complete with policies, procedures, forms, checklists, etc to ensure compliance with legislation
      • Development of your company Health and Safety Policy
      • Development of a company employee handbook
      • Development of an Environmental Policy
      • Assistance in Accident Reporting to Enforcing Authorities/Accident Investigation
      • Liaison with Enforcing Authorities on your behalf
      • Access to telephone advice on an unlimited number of occasions
      • Updates on any changes in Health and Safety legislation

      Below is a copy of our latest legislation updates, if you think we may be able to help you on a monthly basis please get in touch.

      Legislation/Consultation In Force/
      Closes
      Need to Know Applies In Resource
      Construction (Design and Management) Regulations 2015 23rd Dec 15 Transitional period for projects started before April 2015 ends. Works with more than one contractor must have appointed a principal designer. GB hse.gov.uk
      Transportation of Directive 2013/35/EU on exposure to electromagnetic fields (EMFs) 3rd Dec 15 Proposed Control of Electromagnetic Fields at Work Regulations will require duty holders to assess exposure to EMFs GB hse.gov.uk
      Deregulation Act 2015 3rd Dec 15 Turban wearing Sikhs do not have to wear head protection in any industries. GB hse.gov.uk
      The Health and safety at Work ect. Act 1974 (General Duties of Self-Employed Persons ) (Prescribed Undertakings) Regulations 2015 Oct-15 Changes the law to exempt self-employed people whose work activity poses no potential risk to other workers or the public. GB hse.gov.uk
      Offshore Installations (Offshore Safety Directive) (Safety Case ect) Regulations 2015 Jul- 15 Applies to offshore oil and gas operators, interoperating additional requirements of directive 2013/30/EU GB External Waters hse.gov.uk
      Control of Major Accident Hazards Regulations (COMAH) 2015 Jun-15 Main Duties unchanged from 1999 regs; lower tier operators must provide public information about their site and its hazards for the first time; both upper tier and lower tier operators must provide public information electronically. GB hse.gov.uk
      Control of Asbestos Regulations 2012 May-15 Workers undertaking non-licensed work for the first time must have a medical examination before they start. England and Wales legislation.gov.uk
      Construction (Design and Management) regulations 2015 Apr-15 CDM coordinator replaced with principal designer, prescriptive requirements for duty holders to check contractors’ competence removed, CDM duties extended to domestic clients. GB hse.gov.uk
      Road Traffic Act 1988 Mar-15 Section 5 amended to include an offence of driving under the influence of a controlled drug – including some prescription medications. England and Wales lexisurl.com